#14590: Why are Credit Scores Important?

A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate. Your credit score is an actual number, between 300 and 850. The higher the number, the better. A score of 740 to 799 is considered very good, though the average is closer to 700. … Read more »

#1060: Let Educators Advise You

It’s always good to take advantage of the resources around you. When it comes to Educators, those resources never seem to end. Make sure you are getting involved and getting the help and assistance you need to ensure your money is working for you. The goal of adding a resource section is to “educate and advise.” No one is trying … Read more »

#644: Avoiding Scams and Identity Theft, Part I

With tax season officially over, con artists and scammers are turning their attention back to financial institutions. With the amount of data that is just floating around online, it’s no wonder the authorities can’t keep up with the latest data-theft techniques. You have worked very hard for your money, and Educators wants to help make sure you keep it. Here … Read more »

#595: New Year’s Budget Tips

A lot of people in Milwaukee, Racine and in cities across the country have made New Year’s resolutions, and by now, most of those good intentions have probably been all but discarded. It’s not too late, however, to try again, especially when it comes to dealing with your money. Whether you have outlined a new budget, identified a problem spending … Read more »

#1007: Why Credit Matters When Buying a Car

It should be stated, first thing, that a lot of young Americans don’t have excellent credit. That’s not an indictment on the youth of the United States, but more a result of how the whole system is set up. Your credit is calculated and then listed as a score. Your credit score can vary, depending on who is running the … Read more »

#410: 4 Ways To Protect Your Children From Identity Theft

Although children are not often considered when one thinks of identity theft, a child’s blank and clean credit history makes them ideal targets for identity thieves. Children are generally more difficult for thieves to target because there are not nearly as many documents floating around with their personal information on it as there are for working adults. However, that does … Read more »

#1000: Improve Your Credit In Three Simple Ways

Everyone knows the simple fact that the higher your credit score is, the more you benefit in financial situations. This includes everything from your interest rate on a home or car loan, the amount of down payment required on a loan, if you are qualified to rent to, or even in extreme cases whether or not a company will hire … Read more »