Fraud Alert: Please be aware that fraudulent text messages requesting personal information have been reported and received by both members and non-members in our service areas. Educators Credit Union will never ask for your personal information through an email, text message or an outgoing call to you. DO NOT click on any text message links or provide any personal or financial information.

Student Loans

Student loans to help finance your future.

college students in group holding books

Private Student Loans

College is expensive, and it’s hard to bridge the gap between scholarships, grants and federal loans and the actual cost of attending college. That’s why we are teaming up with LendKey, an online marketplace of student loans — to make paying for college easy, and repayment as painless as possible.

The private student loan features and benefits include:

  • No origination fee
  • A 30-day no-fee return policy
  • Deferment while you are attending school
  • Students at accredited universities and colleges, as well as area technical colleges, are eligible to apply through Educators
student on laptop

Consolidation Loans

You’ve got that degree, and you’re staring down that repayment grace period. Don’t get stuck making minimum payments on several loans with high interest rates. Consolidate with a loan from Educators and LendKey.

The consolidation loan features and benefits include:

  • Lower payments and reduced interest rate
  • Make one loan payment, instead of several
  • Co-signer release after 36 months of on-time, interest and principal payments, when requested
  • Discount when automatic (ACH) payments are authorized
older students reviewing paperwork

College Savings Estimator

Use this tool to determine approximately how much money you need to save to pay for college. If you are a parent or an advisor, answer the following questions about a prospective student. For other resources and plan for college, visit our College Planning Center.

Helping you fund your higher education dreams

Visit the links below for private student loans and student loan refinancing options from LendKey for Educators Credit Union members and resources to help you plan for college.

Are you an existing member? Apply for a loan today!
Financial resources and tools to help you find reliable sources of financial aid.