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Fraud Alert

Fraudulent text messages requesting personal information have been reported. Educators Credit Union will never ask for your personal information through an email, text message or an outgoing call to you. DO NOT click on any text message links or provide any personal or financial information.

Credit Reports

View daily credit score updates in Online and Mobile Banking.

man holding mobile phone with credit score

Check Your Score

The Credit Report Widget powered by SavvyMoney®* is Educators Credit Union’s credit score tool that’s easily accessible in Online and Mobile Banking. Use the widget to receive daily credit score updates without lowering your score.

How it Works

  • Loan Options 2


    Receive a full credit report from the widget instead of traveling to a branch. Pulling this credit report will not decrease your credit score. You can also receive information on how to improve and maintain credit.

  • Direct Deposits


    Monitor your credit score with daily credit score updates that highlight credit performance in the five major categories that make up a credit score and receive email alerts whenever something changes.

  • Calculator 2


    The “what-if” calculator provides a look at how taking out a new loan or refinancing a loan will impact your credit score.

  • Dollar Sign 2


    Save money by using the comparison tool that analyzes your credit score, your existing rates and the interest rates at Educators Credit Union. It will let you know if you can save money by refinancing.

Get started today.



*SavvyMoney uses the VantageScore credit model, the same scoring model Educators Credit Union uses for loan applications. There may be differences in the score members see in the Credit Report Widget and on a loan application, dependent on the last time a member refreshed their score.