Credit Reports

View daily credit score updates in Online and Mobile Banking.

man holding mobile phone with credit score

Check your score as little or as much as you like.

The Credit Report Widget powered by SavvyMoney®* is Educators Credit Union’s credit score tool that’s easily accessible in Online and Mobile Banking. Use the widget to receive daily credit score updates without lowering your score.

Here's how it works

  • Receive

    Receive a full credit report from the widget instead of traveling to a branch. Pulling this credit report will not decrease your credit score. You can also receive information on how to improve and maintain credit.

  • Monitor

    Monitor your credit score with daily credit score updates that highlight credit performance in the five major categories that make up a credit score and receive email alerts whenever something changes.

  • Calculate

    The “what-if” calculator provides a look at how taking out a new loan or refinancing a loan will impact your credit score.

  • Save

    Save money by using the comparison tool that analyzes your credit score, your existing rates and the interest rates at Educators Credit Union. It will let you know if you can save money by refinancing.

An overview of our updated Credit Score Report Widget.

In English (PDF)

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Credit 411

Expert Guidance to Help You Understand Your Credit Score

A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate. Learn more about what makes up your credit score, how your payment history impacts your credit score, what type of credit yields the most reward and more!

Get started today.



*SavvyMoney uses the VantageScore credit model, the same scoring model Educators Credit Union uses for loan applications. There may be differences in the score members see in the Credit Report Widget and on a loan application, dependent on the last time a member refreshed their score.