Fraud Alert: Please be aware that fraudulent text messages requesting personal information have been reported and received by both members and non-members in our service areas. Educators Credit Union will never ask for your personal information through an email, text message or an outgoing call to you. DO NOT click on any text message links or provide any personal or financial information.

Mobile Banking

Take your finances with you wherever you go.

Woman using her digital device on a couch.

Access your account wherever you roam.

With our full-feature Mobile Banking app, you can check account history, transfer funds, pay bills, make loan payments, use budget tools and reach savings goals.

Features and Benefits

  • Mobile Phone

    Integrated Bill Pay*

    Pay and manage your monthly bills quickly and easily!

  • Bundle Accounts

    Monitor Account Balances

    Check all your account balances in one convenient place.

  • Transfers

    Transfer Money

    Transfer money between your Educators accounts, linked external accounts, and to Educators members and other financial institutions.

  • 24/7 Access

    24-hour Access

    Access your accounts and all the features and benefits anytime, anywhere.

  • Investment Services

    Budgets and Savings Goals

    This feature can help you keep moving towards your goals.

  • Locations

    Locate Branches or ATMs

    Whether you’re in town or out of town, locate a shared services branch or a fee-free ATM.

FlashCash and Zelle® Video Tutorials

  • Deposit checks on your time

    With FlashCash, you can deposit checks right from your mobile device! All you have to do is endorse your check, open the Mobile Banking app, click on FlashCash and follow the directions to deposit the money. Some money appears instantly in your account, while the rest can take three business days to deposit.1 Each night, there is a time frame in which FlashCash is unavailable.

  • Send money in minutes

    Zelle is a fast, safe and easy way to send money directly between almost any financial institutions in the U.S. With Zelle you can send money to almost anyone you know and trust2 using just an email address or U.S. mobile phone number directly from your account typically in minutes.3

Tap. Pay. Done.

Educators Credit Union offers Google Pay, Samsung Pay and Apple Pay. Set up your mobile wallet with your Educators credit and debit cards today!

Your wallet just became mobile.

With mobile wallets, enjoy touchless payments! There’s no need to sign or type in a PIN! All you have to do is just hold your phone near the reader, use your biometric scan and go!

couple on mobile phone

Mobile Banking Widgets

Enjoy all the endless convenience and benefits in one place!

Credit Report

Credit Report

View daily credit-score updates with the Credit Report Widget powered SavvyMoney®. Enroll today or Learn more about the Credit Report Widget.



Deposit checks with just a picture from your phone. Endorse your check, open the app, click on FlashCash and follow the directions to deposit the money.



Zelle is a fast, safe and easy way to send money in minutes3 to friends, family and others you trust2, using only their U.S. mobile number or email address.

Card Management

Card Management

Input travel notices, replace a damaged card, re-PIN a debit or credit card, and view Points for Perks totals all from the convenience of your phone.

Member Loyalty

Member Loyalty

Earn rewards for using your account. The Member Loyalty Widget allows you to track how much you earn each month. Compare your current reward to the reward table and see how you can get even more with Member Loyalty!

Financial Wellness

Financial Wellness

Use the Financial Wellness Widget to view your spending habits, create savings goals, and evaluate your financial health using the Financial Wellness Assessment.

Bill Pay

Bill Pay

Pay and manage your monthly bills quickly and easily! You can even choose expedited options for next-day and second-day payments. Learn more about bill pay with this PDF tutorial.


Quick Apply

Quickly apply for different accounts and loans like savings accounts, credit cards, auto loans and much more right from the mobile app.

What our members are saying

I’ve been a member since January 1989! Best banking experience ever! The service is genuine and results-oriented. I Can’t say enough good things about it!

– Claire J.

Get started with Mobile Banking today

Download Mobile Banking for iPhone Devices.
Download on the App Store
Download Mobile Banking for Android Devices.
Download on Google Play
Need help? Check out the Mobile Banking Guide.
View the Guide (PDF)


*Members must pay at least two bills per month or a $5.95 fee will be assessed.
1FlashCash deposit time is subject to approval. Some deposits may take up to 10 business days to process.
2Must have a deposit account at a financial institution in the U.S. to use Zelle. This service is only available for qualifying members.
3Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.