uChoose Rewards®
Score unlimited rewards this holiday season.
Rewards are always in season!
Earning uChoose Rewards® is as easy as shop, earn, redeem, repeat.
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Shop.
Use your qualifying debit or credit card everywhere you shop, and you can count on earning uChoose Rewards®.
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Earn.
With every swipe or tap, you’ll earn:
1 point for every $2 spent on debit card “non-PIN” transactions.
1 point for every $1 spent on credit card transactions.
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Redeem.
Redeem your points for tons and tons of reward options!
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Repeat.
Repeat!
Redeem your uChoose Rewards® points for:
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Cash back
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Loan Rate Reductions2
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Amazon & PayPal purchases1
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Travel Experiences
Looking to see how many points you’ve earned?
- In Online or Mobile Banking, click the Cards drop-down menu.
- Select Card Management.
- Click Rewards.
- On the uChoose Rewards® website, click on My Rewards to view activity.
Please note, the only way to access the uChoose Rewards® website is through the Card Management tool.
Frequently Asked Questions
To register for uChoose Rewards®, visit the Card Management tool in Online and Mobile Banking, and click the link to access the uChoose Rewards® platform. You can also view a detailed PDF on how to register in Online Banking and Mobile Banking or click here for a video tutorial from Digital Academy.
You can earn uChoose Rewards® with your Educators Visa® debit card, Visa® Business debit card, Visa® Platinum credit card, and Visa® Business credit card.
You can earn points by making purchases using your qualifying Educators debit or credit card.
Debit card “non-pin” transactions = 1 point for every $2 spent
Educators credit card transactions = 1 point for every $1 spent
You can also earn even more points when you shop at the participating retailers featured on the uChoose Rewards® site. For online purchases, be sure to click the “Shop Now” button on a particular offer. Please note, you will be redirected to the retailer’s site where you can proceed to shop as usual. For in-store offers requiring activation, be sure to click the “Activate” button prior to your in-store purchase.
If you would like to redeem your points for in-house specials, please contact us. For a full list of in-house specials, please see the chart below.
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General Rewards |
Points Needed |
|---|---|
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*0.50% increase on a share certificate’s APY (APY=Annual Percentage Yield). Points must be available and used at the time of opening/purchase and the exact quantity indicated to be eligible for the reward. There is a $500 minimum balance required to open a Share Certificate. Consumer loans are subject to credit approval and include fixed term loans only. First mortgage home loans, credit cards, and line of credit loans are not eligible. Other restrictions may apply. Rewards are subject to change. |
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General Rewards Stop Payment |
Points Needed 2,500 |
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General Rewards 0.50% Share Certificate Rate Increase (one per certificate)* |
Points Needed 7,000 |
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General Rewards $50 Safe Deposit Box Rental Credit |
Points Needed 5,000 |
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General Rewards Cash Back |
Points Needed Points Needed |
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General Rewards $30.60 |
Points Needed 3,400 |
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General Rewards $51.00 |
Points Needed 5,667 |
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General Rewards $99.00 |
Points Needed 11,000 |
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General Rewards $947.02 |
Points Needed 105,225 |
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General Rewards Other Amount of Cash Back |
Points Needed Cash redemption is valued at .009 per point |
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General Rewards Home Discounts |
Points Needed Points Needed |
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General Rewards $100 Off Mortgage Closing Costs |
Points Needed 10,000 |
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General Rewards $161 Off Home Equity Closing Cost |
Points Needed 10,000 |
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General Rewards $250 Off Mortgage Closing Costs |
Points Needed 25,000 |
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General Rewards Consumer Loan Rate Discounts (New Loans Only) |
Points Needed Points Needed |
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General Rewards 0.25% Consumer Loan Rate Discount |
Points Needed 12,500 |
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General Rewards 0.50% Consumer Loan Rate Discount |
Points Needed 19,500 |
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General Rewards 0.75% Consumer Loan Rate Discount |
Points Needed 25,000 |
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General Rewards 1% Consumer Loan Rate Discount |
Points Needed 35,000 |
It can take up to 60 days after a transaction or travel completion date for points to be credited to your account. Most points will be accumulated and available for redemption at the end of each month. To redeem your points, you must accumulate a minimum of 1,500 points. Visit the uChoose Rewards® home page to see if you’re eligible for a redemption.
Please click the button below!
Disclosures
uChoose Rewards® is a registered trademark of Fiserv, Inc. To learn more about uChoose Rewards®, log in to your online account.
1Registration with uChoose Rewards® and enrollment with Amazon Shop with Points is required to use points at Amazon.com checkout. Available on eligible transactions. Terms apply.
2First mortgage home loans, credit cards, and line of credit loans are not eligible.
3When using points at checkout, each point is worth $0.00915, which means 100 points equals $0.915 in redemption value. You may not see Pay with Rewards every time you check out online with a merchant. Not currently available for sending money, recurring payments, and in-store transactions. Pay with Rewards will be available on eligible cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. All reward redemptions are subject to your issuer’s reward program terms. To learn more about Pay with Rewards, see terms and conditions.