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Lines of Credit

Flexibility for your small business.

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Benefits, Options and Terms

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    Business lines of credit can be used for a variety of purposes: seasonality, working capital, short-term asset financing or inventory.

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    Various collateral options

    Educators Credit Union can explore a number of collateral options, including real estate, equipment, accounts receivable and inventory.

  • Loan Options

    Flexible terms

    Term and interest rates are determined by the line of credit amount, loan to value, credit history, overall financial strength and other factors.

Application process

Visit any Educators Credit Union branch to apply for a business loan or line of credit. To help the application process, applicants should bring:

  • Tax returns for the business for the previous three years
  • Tax returns for any business owners for the previous three years
  • Entity documents
  • Collateral information if available

If you have questions about Small Business Loans, contact Business Development Officers, Neil Staeck at 262.321.7408 Scott Heine at 262.780.9216 Kris Frey at 608.314.8327 or Dave Peterson at 608.314.1765. You can also stop in at any Educators location for more information.

Find the nearest branch

Interested in a line of credit?

Apply today.

Find the nearest branch