Rates as of 10/1/2021
|
Balance |
Min. to Open |
Dividend Rate |
APY1 |
|---|---|---|---|
|
1APY = Annual Percentage Yield. Rates are subject to change after account opening. |
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|
Balance $0 - $2,499 |
Min. to Open $0 |
Dividend Rate 0.0% |
APY1 0.0% |
|
Balance $2,500 and up |
Min. to Open $0 |
Dividend Rate 0.01% |
APY1 0.01% |
|
Savings Type |
Min. to Open |
Dividend Rate |
APY1 |
|---|---|---|---|
|
1APY = Annual Percentage Yield. Rates are subject to change after account opening. |
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|
Savings Type Prime Share Savings with Balance of $100 and up |
Min. to Open $5.00 |
Dividend Rate 0.06% |
APY1 0.06% |
|
Savings Type Change Up Savings |
Min. to Open $0 |
Dividend Rate 0.51% |
APY1 0.51% |
|
Savings Type Christmas Club with Balance of $0 - $99.99 |
Min. to Open $0 |
Dividend Rate 0.0% |
APY1 0.0% |
|
Savings Type Christmas Club with Balance of $100 and up |
Min. to Open $0 |
Dividend Rate 0.06% |
APY1 0.06% |
|
Savings Type Vacation Club with Balance of $0 - $99.99 |
Min. to Open $0 |
Dividend Rate 0.0% |
APY1 0.0% |
|
Savings Type Vacation Club with Balance of $100 and up |
Min. to Open $0 |
Dividend Rate 0.06% |
APY1 0.06% |
|
Savings Type Summer Pay Balance of $0 - $99.99 |
Min. to Open $0 |
Dividend Rate 0.0% |
APY1 0.0% |
|
Savings Type Summer Pay with Balance of $100 and up |
Min. to Open $0 |
Dividend Rate 0.06% |
APY1 0.06% |
|
Savings Type Saver’s Sweepstakes |
Min. to Open $0 |
Dividend Rate 0.20% |
APY1 0.20% |
|
Savings Type Health Savings Account of $0 - $99.99 |
Min. to Open $0 |
Dividend Rate 0.0% |
APY1 0.0% |
|
Savings Type Health Savings Account of $100 and up |
Min. to Open $0 |
Dividend Rate 0.76% |
APY1 0.76% |
|
Type |
Dividend Rate |
APY1 |
Minimum Balance Required to Earn APY |
Minimum to Open |
|---|---|---|---|---|
|
Type Prime Share Savings |
Dividend Rate 0.06% |
APY1 0.06% |
Minimum Balance Required to Earn APY $100.00 |
Minimum to Open $5.00 |
|
Dividend Rate |
APY1 |
Minimum Balance Required to Earn APY2 |
|---|---|---|
|
1APY = Annual Percentage Yield. Rates will not change until the next tier is reached (ex. balance of $2,500 to $9,999 will have a rate of 0.08% APY). Rates are subject to change after account opening. |
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|
Dividend Rate 0.06% |
APY1 0.06% |
Minimum Balance Required to Earn APY2 <$2,500 |
|
Dividend Rate 0.08% |
APY1 0.08% |
Minimum Balance Required to Earn APY2 $2,500 |
|
Dividend Rate 0.11% |
APY1 0.11% |
Minimum Balance Required to Earn APY2 $10,000 |
|
Dividend Rate 0.14% |
APY1 0.14% |
Minimum Balance Required to Earn APY2 $25,000 |
|
Dividend Rate 0.19% |
APY1 0.19% |
Minimum Balance Required to Earn APY2 $50,000 |
|
Dividend Rate |
APY1 |
Minimum Balance Required to Earn APY2 |
|---|---|---|
|
1APY = Annual Percentage Yield. Rates will not change until the next tier is reached. Rates are subject to change after the account is opened. |
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|
Dividend Rate 0.060% |
APY1 0.06% |
Minimum Balance Required to Earn APY2 $10,000 |
|
Dividend Rate 0.130% |
APY1 0.13% |
Minimum Balance Required to Earn APY2 $100,000 |
|
Dividend Rate 0.190% |
APY1 0.19% |
Minimum Balance Required to Earn APY2 $250,000 |
|
Dividend Rate |
APY1 |
Minimum Balance Required to Earn APY2 |
|---|---|---|
|
1APY = Annual Percentage Yield. Rates will not change until the next tier is reached (ex. balance of $2,500 to $9,999 will have a rate of 0.08% APY). Rates are subject to change after the account is opened. |
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|
Dividend Rate 0.06% |
APY1 0.06% |
Minimum Balance Required to Earn APY2 <$2,500 |
|
Dividend Rate 0.08% |
APY1 0.08% |
Minimum Balance Required to Earn APY2 $2,500 |
|
Dividend Rate 0.11% |
APY1 0.11% |
Minimum Balance Required to Earn APY2 $10,000 |
|
Dividend Rate 0.14% |
APY1 0.14% |
Minimum Balance Required to Earn APY2 $25,000 |
|
Dividend Rate 0.19% |
APY1 0.19% |
Minimum Balance Required to Earn APY2 $50,000 |
|
Type |
Dividend Rate3 |
APY1 |
Min. Balance Required to Earn APY |
|---|---|---|---|
|
1APY = Annual Percentage Yield. Rates are subject to change after account opening. |
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|
Type 91 Day |
Dividend Rate3 0.100% |
APY1 0.10% |
Min. Balance Required to Earn APY $500 |
|
Type 182 Day |
Dividend Rate3 0.200% |
APY1 0.20% |
Min. Balance Required to Earn APY $500 |
|
Type 275 Day (Add-on) |
Dividend Rate3 0.250% |
APY1 0.25% |
Min. Balance Required to Earn APY $500 |
|
Type 1 Year |
Dividend Rate3 0.300% |
APY1 0.30% |
Min. Balance Required to Earn APY $500 |
|
Type 18 Month |
Dividend Rate3 0.399% |
APY1 0.40% |
Min. Balance Required to Earn APY $500 |
|
Type 2 Year |
Dividend Rate3 0.499% |
APY1 0.50% |
Min. Balance Required to Earn APY $500 |
|
Type 30 Month |
Dividend Rate3 0.548% |
APY1 0.55% |
Min. Balance Required to Earn APY $500 |
|
Type 3 Year |
Dividend Rate3 0.648% |
APY1 0.65% |
Min. Balance Required to Earn APY $500 |
|
Type 4 Year |
Dividend Rate3 0.748% |
APY1 0.75% |
Min. Balance Required to Earn APY $500 |
|
Type 5 Year |
Dividend Rate3 0.896% |
APY1 0.90% |
Min. Balance Required to Earn APY $500 |
Mortgage Rates 10/15/21 | 30-day rate lock expires 11/14/2021
|
TERM |
RATE |
APR1 |
PAYMENT PER $1000 |
|---|---|---|---|
|
1APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. 3 Max loan amount $548,250 Closing cost $1,500. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. Subject to underwriting approval. |
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|
TERM 30- Year Fixed |
RATE 3.000% |
APR1 3.050% |
PAYMENT PER $1000 $4.22 |
|
TERM 20- Year Fixed |
RATE 2.750% |
APR1 2.820% |
PAYMENT PER $1000 $5.43 |
|
TERM 15- Year Fixed |
RATE 2.375% |
APR1 2.465% |
PAYMENT PER $1000 $6.62 |
|
TERM 10- Year Fixed |
RATE 2.250% |
APR1 2.381% |
PAYMENT PER $1000 $9.32 |
|
TERM |
RATE |
APR1 |
PAYMENT PER $1000 |
|---|---|---|---|
|
1APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. 2/1 ARM means that the first two years have a locked APR set at closing. The rate can then change by 1% after the first two years and every year after. The rate cannot increase more than 8% during the life of the loan. 5/1 ARM means that the first five years have a locked APR set at closing. The rate can then change by 1% after the first five years and every year after. The rate cannot increase more than 8% during the life of the loan. Closing cost $1,500. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges. *Investment Properties have a rate of (rate + 1%) and have a closing cost of $1,800. |
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|
TERM 2/1 |
RATE 2.125% |
APR1 2.251% |
PAYMENT PER $1000 $3.76 |
|
TERM 5/1* |
RATE 2.375% |
APR1 2.502% |
PAYMENT PER $1000 $3.89 |
|
TERM |
RATE |
APR1 |
PAYMENT PER $1000 |
|---|---|---|---|
|
Closing Costs = $500.00 1APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. Subject to underwriting approval. Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges. |
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|
TERM 10- Year |
RATE 2.250% |
APR1 2.354% |
PAYMENT PER $1000 $9.32 |
|
TERM |
RATE |
APR1 |
PAYMENT PER $1000 |
|---|---|---|---|
|
90% LTV with maximum second mortgage 7% LTV Minimum Credit Score 660+ 1APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. 2With 30 year amortization. 5/5 ARM means that the first five years have a locked APR set at closing. The rate can then change by 2% after the first five years and every five years after. The rate cannot increase more than 8% during the life of the loan. 3As a 15 year fixed based off $10,000 loan amount. Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. Subject to underwriting approval. |
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|
TERM 5/5 ARM2 |
RATE 3.500% |
APR1 3.500% |
PAYMENT PER $1000 $4.50 |
|
TERM Second Mortage3 |
RATE 5.375% |
APR1 5.375% |
PAYMENT PER $1000 $8.10 |
|
5/5 ARM |
RATE (0.000 PTS) |
APR1 |
COST PER $1000 |
|---|---|---|---|
|
99% LTV. 30-Year amortization. Minimum Credit Score 740+. Occupation and other restrictions apply. No closing costs. Subject to underwriting approval. 1APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges. |
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|
5/5 ARM 1% Down Payment |
RATE (0.000 PTS) 3.375% |
APR1 3.375% |
COST PER $1000 $4.43 |
|
TERM |
RATE |
APR1 |
PAYMENT PER $1000 |
|---|---|---|---|
|
1APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. Subject to underwriting approval. Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges. |
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|
TERM 5/1 ARM2 |
RATE 2.375% |
APR1 2.502% |
PAYMENT PER $1000 $3.89 |
|
TERM Fixed Rate3 |
RATE 3.000% |
APR1 3.093% |
PAYMENT PER $1000 $4.22 |
|
TERM |
RATE |
APR1 |
PAYMENT PER $1000 |
|---|---|---|---|
|
1APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. Subject to underwriting approval. Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges. |
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|
TERM 2- year ARM2 |
RATE 2.125% |
APR1 2.361% |
PAYMENT PER $1000 $6.50 |
|
LOAN TO VALUE |
APR1 AS LOW AS |
PAYMENT PER $1000 (AS LOW AS) |
|---|---|---|
|
1APR = Annual Percentage Rate. LTV = Loan to Value. Rates are subject to change. Subject to underwriting approval. Over 90% LTV requires appraisal. Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges. |
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LOAN TO VALUE 80% OR less |
APR1 AS LOW AS as low as 3.40% |
PAYMENT PER $1000 (AS LOW AS) $18.15 |
|
LOAN TO VALUE 81%-90% |
APR1 AS LOW AS as low as 5.65% |
PAYMENT PER $1000 (AS LOW AS) $19.18 |
|
LOAN TO VALUE 91%-100% |
APR1 AS LOW AS as low as 7.15% |
PAYMENT PER $1000 (AS LOW AS) $19.89 |
|
LOAN TO VALUE |
APR1 |
|---|---|
|
1APR = Annual Percentage Rate. Subject to underwriting approval. Payments are 1.5 percent of the balance or $50 whichever is greater. Rates and terms are subject to change and not guaranteed. When Your Home is on the Line: What you should know about Home Equity Lines of Credit Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges. |
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LOAN TO VALUE <80% LTV2 |
APR1 3.49% (prime + 0.24%) |
|
LOAN TO VALUE 81%-90% LTV2 |
APR1 4.99% (prime + 1.74%) |
|
LOAN TO VALUE 91%-100% LTV2 |
APR1 5.99% (PRIME + 2.74%) |
Rates as of 10/1/2021
|
APR1 |
PAYMENT PER $1000 |
CARD TYPE |
|---|---|---|
|
¹APR = Annual Percentage Rate. Rates and terms are subject to change and not guaranteed. ²Visa® Signature Card rate is variable based on the prime rate (3.25% as of 4/1/20) + 7, 8, 10 or 14%. Rates are subject to change and are subject to credit approval. *Rate depending on credit worthiness. Rates start at 7.9% then move to 8.9%, 11.9% and 17.9% |
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|
APR1 7.90%* |
PAYMENT PER $1000 $20.00 |
CARD TYPE Visa® Platinum Card |
|
APR1 Starting at 10.25% |
PAYMENT PER $1000 $25.00 |
CARD TYPE Visa® Signature Card2 - 1.5% Cash Back |
Rates as of 10/1/2021
|
Vehicle Year |
APR1 as low as |
Payment Per $1000** |
|
|---|---|---|---|
|
1APR = Annual Percentage Rate. Financing up to 105% of approx. retail value. Rates and payments are based on a 36-month term. Loan rate is based on term, credit score, as well as credit tiers. Qualify for the lowest rate with credit score of 670 or above. Rates are subject to change.*Other secured loans will be based off the Used Vehicle rate tier. |
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|
New |
Vehicle Year 2020-2022 |
APR1 as low as 1.85% |
Payment Per $1000** $28.59 |
|
Used* |
Vehicle Year 2012-2019 |
APR1 as low as 2.10% |
Payment Per $1000** $28.70 |
|
Older |
Vehicle Year 2006-2011 |
APR1 as low as 5.95% |
Payment Per $1000** $30.42 |
Rates as of 10/1/2021
|
APR1 As Low As |
PMT Per $1000 |
Purpose |
Maximum Term |
|---|---|---|---|
|
APR1 = Annual Percentage Rate. Share Savings Secured Rate is 3% above the current Savings Rate. Rates and terms are subject to change and not guaranteed. |
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|
APR1 As Low As 3.06% |
PMT Per $1000 $18.00 |
Purpose Share Savings Secured |
Maximum Term 5 years |
|
APR1 As Low As 3% over Share Certificate Rate |
PMT Per $1000 - |
Purpose Share Certificate Secured |
Maximum Term Certificate Term |
|
APR1 As Low As as low as 6.0% |
PMT Per $1000 as low as $8.45 |
Purpose LendKey In-School Loan |
Maximum Term 15 Years |
|
APR1 As Low As as low as 2.10% |
PMT Per $1000 as low as $28.70 |
Purpose Other Secured Loan |
Maximum Term 5 Years |
|
APR1 As Low As as low as 2.10% |
PMT Per $1000 as low as $28.70 |
Purpose Boat/RV (Other Secured Loan) |
Maximum Term 7 Years |
|
APR1 As Low As as low as 8.90% |
PMT Per $1000 as low as $20.71 |
Purpose Personal Loan |
Maximum Term 5 Years |
|
APR1 As Low As 19.90% |
PMT Per $1000 $37.10 |
Purpose Credit Rebuilder Loan ($2,000 max.) |
Maximum Term 1-3 Years |