Rates

¹Mortgage points, or discount points are a form of prepaid interest you can choose to pay up front in the exchange for a lower rate and monthly payment. One mortgage point is equal to about 1% of your loan amount.

²APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty.

³Max loan amount $726,200.

Closing cost $1,500. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.

Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. Subject to underwriting approval.

¹APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. 2/1 ARM means that the first two years have a locked APR set at closing. The rate can then change by 1% after the first two years and every year after. The rate cannot increase more than 8% during the life of the loan. 5/1 ARM means that the first five years have a locked APR set at closing. The rate can then change by 1% after the first five years and every year after. The rate cannot increase more than 8% during the life of the loan.

Closing cost $1,500. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.

*Investment Properties have a rate of (rate + 1%) and have a closing cost of $1,800.

Closing Costs = $500.00

¹APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. Subject to underwriting approval.

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.

¹APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. No down payment required.

Closing costs $1,500. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. 620 minimum credit score required. Certificate of eligibility required.

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.

¹APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. No down payment required. No closing costs. No credit score requirement. Habitat for Humanity referral required. 20 and 30 year amortization.

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.

90% LTV with maximum second mortgage 7% LTV Minimum Credit Score 660+

¹APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty.

²With 30 year amortization. 5/5 ARM means that the first five years have a locked APR set at closing. The rate can then change by 2% after the first five years and every five years after. The rate cannot increase more than 8% during the life of the loan.

³As a 15 year fixed based off $10,000 loan amount.

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.

Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. Subject to underwriting approval.

99% LTV. 30-Year amortization. Minimum Credit Score 740+. Occupation and other restrictions apply. No closing costs. Subject to underwriting approval.

¹APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty.

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.

¹APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. Subject to underwriting approval. 
²One-year term with conversion to 5-year ARM after completion. Maximum Loan to Value (LTV) 90%. $1,500 closing cost plus the cost of the title.
³One-year term with conversion to fixed-rate after completion. Maximum Loan to Value (LTV) 95%. $1,500 closing cost plus the cost of the title. PMI over 80% LTV.

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.

¹APR = Annual Percentage Rate. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. Property insurance is required on all mortgages. No prepayment penalty. Subject to underwriting approval. 
²Two-year ARM with a minimum of $25,000. 15-year amortization. $1,500 closing cost. Maximum Loan to Value (LTV) is 90% of the purchase and a maximum of 80% when refinancing.

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.

¹APR = Annual Percentage Rate. LTV = Loan to Value. Rates are subject to change. Subject to underwriting approval.

Over 90% LTV requires appraisal.

*All tiers are subject to appraisal based on loan amount and underwriting guidelines.

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.

¹APR = Annual Percentage Rate. Subject to underwriting approval.
²LTV = Loan to Value. No annual fees or service charges, rate based on the prime rate (8.25% as of 5/4/23). The floor rate for new Home Equity Loans with loan to values under 80% is 5.74% APR, 80.01-90% is 7.24% APR, 90.01-100% is 8.24% APR. The maximum APR that may be imposed in a variable-rate plan has a lifetime cap of 17.9%.

*All tiers are subject to appraisal based on loan amount and underwriting guidelines.

Payments are 1.5 percent of the balance or $50 whichever is greater.

Rates and terms are subject to change and not guaranteed.

When Your Home is on the Line: What you should know about Home Equity Lines of Credit

Interest on a home that is greater than the fair market value of the home is not tax-deductible for federal income tax purposes. Please consult a tax advisor regarding the tax deductibility of interest and charges.