Notice

Scammers are disguising themselves as “Educators Credit Union’s Fraud Department.” Educators will NEVER call or text you for your Online or Mobile Banking login information, Social Security number, one-time numerical codes, card number or PIN for any reason.

REMINDER Upcoming Closure: All branches will be closed in recognition of Labor Day on Monday, September 7th . During this time, check balances, transfer money or make payments with Online Banking, Mobile Banking, ASK EVA® or visit one of our TOMs for most transactions.

Checking Accounts that Make Everyday Banking Simple

Open a checking account with no monthly maintenance fees1, early direct deposits2, digital banking and a debit card that earns rewards. Whether you are opening your first checking account or making the switch from another financial institution, Educators Credit Union makes managing your money simple.

Open a Checking AccountLocate a Branch or ATM
Happy young woman using smartphone and debit card after opening a personal checking account.
  • Illustration of digital banking and mobile check deposit for a personal checking account.
    Digital Banking
    Mobile Check Deposit
  • Financial services on a personal checking account that include debit card rewards and no monthly fee options.
    Debit Card Rewards
    No Monthly Fees1
  • Icons of Account alerts and surcharge-free ATM access, representing features for a personal checking account.
    Account Alerts
    Surcharge-Free ATM Access
  • Happy couple using a tablet outdoors, representing their research into the benefits of a personal checking account.

    Is an Educators Checking Account Right for You?

    A checking account designed for everyday spending.

    • Receive your paycheck through direct deposit
    • Pay bills online
    • Purchases using a debit card
    • Deposit checks from a phone
    • Transfer money easily
    • Monitor your finances
    • Avoid unnecessary fees

    Learn managing a debit card >

  • Happy diverse couple using a laptop at home to research what a checking account can do for them.

    What Can You Do With Your Checking Account?

    Your checking account is the hub for your everyday finances.

    • Pay bills securely online
    • Deposit checks using your smartphone
    • Send and receive money electronically
    • Track purchases in real time
    • Set up automatic payments
    • Access your money 24/7

    Learn about rewards >

  • Diverse group of smiling people enjoying outdoor event that shares knowledge about the benefits of a credit union vs a bank.

    Why Choose a Credit Union Instead of a Bank?

    Credit unions are member-owned financial cooperatives. Our focus is not shareholders; every decision is made with our members in mind.

    • Personalized service
    • Competitive products
    • Convenient digital tools
    • Local decision making
    • A financial partner committed to your success

    The credit union difference >

Opening Your Checking Account is Easy

  • Icons of opening a checking account digitally by applying online or visiting a branch and verifying identity.
    Apply online or visit a branch.
    Verify your identity.
  • Illustration of opening a checking account digitally by choosing the account and funding the new account.
    Choose the account for you.
    Fund your new account.
  • Illustration of checking account application by using a debit card and starting digital banking.
    Use your debit card.
    Track spending in Digital Banking.

Frequently Asked Questions about Opening a Checking Account

How do I open a checking account?

If you are a new member, you can open your new account online or you can visit any Educators Credit Union branch for assistance.

If you already have a Prime Share Savings account and would like to add a checking, please visit any branch location or call us at (262) 886-5900 for assistance.

How much do checks cost?

The amount for check orders varies. Please visit log into your online banking account and visit the Check Services page (found under Accounts) and choose the Reorder Checks Tab (choose Order Checks).

How do I deposit a check using FlashCash?

Easy! Follow the steps below to deposit your check with FlashCash:

  • Login to the Mobile App, select FlashCash
  • Review, then accept the disclosure
  • Select your Deposit Account
  • Review your check to make sure it’s filled out completely
  • Endorse the back of your check with “For Mobile Deposit to Educators Credit Union Only”
  • Make sure the check is legible and wrinkle-free
  • Place the check on a flat, solid-colored surface in a well-lit area
  • Tap the Take Photos option on the check icons to capture both sides of your check
  • Center the check inside the box to take the photo automatically
  • Manually enter the check amount if the picture did not display all of the details
  • Review any warnings displaying
  • Tap Submit when you’re finished to complete your deposit
  • A confirmation screen appears to confirm the deposit was accepted and displays it in the transaction history

Is Overdraft Privilege available on a checking account?

Yes, Overdraft Privilege is available on a checking account, but some restrictions may apply. Refer to our Overdraft Privilege Policy for more information.

Member overdraft privilege is offered so you can have peace of mind with every transaction.

Opening Your Checking Account is Easy

  • Ready to Open Your Checking Account?

    Whether you’re opening your first checking account, switching financial institutions or looking for better digital banking tools, Educators Credit Union is here to help.

  • Open Online

    It only takes a few minutes to get started.

    Open an Account >

  • Visit a Branch

    Stop by a local branch near you.

    Locate a Branch >

Disclosures

1Other fees may apply.
2Early access to direct deposit funds is based on receipt from originator. Educators cannot guarantee early access to direct deposit funds. All employers are responsible for paying employees on their normal pay date and an early payday is not guaranteed.

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