Checking Accounts that Make Everyday Banking Simple

New members can apply for a checking account online in just a few minutes by clicking here or use video banking to connect with a member representative on Educators Connect Cam^™.

If you already have a Prime Share Savings account and want to add a checking account, visit any branch location, use video banking with Educators Connect Cam^™, or call us at (262) 886-5900 for assistance.

To open a checking account:

-Make a $5 deposit to open your Prime Share Savings account, which represents your ownership share in the credit union
-Make a $20 minimum deposit to open your checking account
-Open to anyone who lives or works in Dane, Green, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, Washington, or Waukesha County in Wisconsin, or Boone, Lake, McHenry, or Winnebago County in Illinois who is eligible.

With early direct deposit, Educators makes your paycheck available when we receive the deposit from your employer, rather than holding it until your scheduled payday. (this is typically up to two days earlier) Timing depends on when your employer sends the payment; therefore, early access isn’t guaranteed every pay period.

-Open your Educators checking account online or at a branch.
-Update your direct deposit with your employer using our routing number, 275981378 or use our Direct Deposit Switch widget in Online or Mobile Banking.
-Move your automatic payments and bill pay to your new account.
-Keep your old account open until all pending transactions clear, then close it.

Credit unions are member-owned, not-for-profit cooperatives. Instead of paying shareholders, they return earnings to members through better rates and lower fees. The NCUA typically insures deposits at credit unions, just as the FDIC generally insures deposits at banks.

Easy! Follow the steps below to deposit your check with FlashCash:

Login to the Mobile App, select FlashCash
Review, then accept the disclosure
Select your Deposit Account
Review your check to make sure it’s filled out completely
Endorse the back of your check with “For Mobile Deposit to Educators Credit Union Only”
Make sure the check is legible and wrinkle-free
Place the check on a flat, solid-colored surface in a well-lit area
Tap the Take Photos option on the check icons to capture both sides of your check
Center the check inside the box to take the photo automatically
Manually enter the check amount if the picture did not display all of the details
Review any warnings displaying
Tap Submit when you’re finished to complete your deposit
A confirmation screen appears to confirm the deposit was accepted and displays it in the transaction history

Yes, Overdraft Privilege is available on a checking account, but some restrictions may apply. Refer to our Overdraft Privilege Policy for more information.

Member overdraft privilege is offered so you can have peace of mind with every transaction.