Please ensure Javascript is enabled for purposes of website accessibility

Business Checking

Business checking accounts built to help your business thrive.

Woman working in a cafe stands by the cash register and speaks on the phone

Supporting Your Business Goals

Educators Credit Union is proud to support business owners in the community. We can help you turn your financial dreams into a reality.

Enjoy these convenient benefits:

  • No Fees

    No Monthly Fees

    Sign up for our eStatements and enjoy no monthly fees1 on most accounts.

  • Alerts


    Receive an email or text notification on the account activities you choose.

  • Points for Perks

    uChoose Rewards®

    Start earning uChoose Rewards® when you use your business debit card.

  • Debit/Credit Card


    Customize your card with any picture you choose! Display any one of your favorite business pictures every time you swipe your card.

  • 24/7 Access

    24-Hour Access

    Access your account from your computer or mobile device with Online Banking, Mobile Banking, Amazon Alexa, Google Assistant and ASK EVA.

  • Investment Services

    Investment Services

    As a business member, you can receive financial planning advice, including counsel on retirement and pension plans for your employees with the help of Investment Services.

Upgraded Debit Cards

Give your debit card a new, safer look. These cards include a unique design equipped with an extremely safe, contactless payment option.

Interested in a new design for your business debit card? Call us today at 262.886.5900.

business debit card

Compare Your Options

Both accounts are equipped with no annual fees, points for perks, no limit on the number of transactions, no transaction fees at over 60,000 ATMs and worldwide use anywhere Visa® is accepted.

Swipe to view more

Swipe to see more
  • Minimum opening balance

    Minimum opening balance

  • Activation or monthly fees

    Activation or monthly fees

  • Real-Time Deposits

    Real-Time Deposits

  • 24-hour access

    24-hour access

  • Item2 Limits

    Item2 Limits

Business Checking

  • Minimum opening balance


  • Activation or monthly fees

    $25 new account set-up charge with no monthly fees1

  • Real-Time Deposits

  • 24-hour access

  • Item2 Limits

    300 free items each month with $0.15 surcharge after first 300 in the month

Non-Profit Checking

  • Minimum opening balance


  • Activation or monthly fees

    No set-up charges and no monthly fees1

  • Real-Time Deposits

  • 24-hour access

  • Item2 Limits

    Unlimited items each month

Opening an Account

Do you own a small business in our 11-county service area: Dane, Green, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, Washington or Waukesha counties? You are eligible to open a business checking account with Educators Credit Union!

To open a business checking account, please visit any Educators Credit Union branch.

To open any business account you must have:

Sole Proprietor – Proof of EIN (if applicable)
Partnership – Proof of EIN and Partnership Agreement*
Corporation – Proof of EIN and Articles of Incorporation*
LLC – Proof of EIN and Articles of Organization*
Tax Exempt Club/Donation – Proof of EIN and Proof of Nonprofit/Tax Exempt Status

*All signers, including any owner with 25% or more interest, will need to provide personally identifiable information (PII) to establish the account. PII includes Name, Address, Date of Birth, Social Security Number and Valid ID with current address.

Frequently Asked Questions

For a business to qualify for the Member Loyalty, you have to have a business checking account, business line of credit and a business credit card with Educators. These accounts have to be open and at least two services have to be active in the month of November.

Earn uChoose Rewards® when you use your Educators credit and debit card.

Debit card “credit” transactions = 1 point for every $2 spent

Credit card transactions = 1 point for every $1 spent

Redeem those points for discounts and promotions on Educators products and services, cash back, gift cards, air travel and more.

Ready to enjoy the perks?

Open An Account Today.

Find the nearest branch


1If you are not signed up for eStatements, your account is subject to a $10 monthly fee. Fees may reduce earnings.
2An item is a cashed or deposited check, a check written from your business account, an ACH deposit or withdrawal from your account, or a deposit made to your account.