Auto Protection Services
Don't Let Yourself Get Financially Stranded By Auto Issues.
Safeguard your car with our protection products!
When getting a used, new, refinanced or leased car, adding a protection plan can safeguard your investment in the long run. By choosing to purchase an auto protection plan you’re covering yourself for unexpected items like: mechanical repairs, loss of income or even for those “just in case” moments that happen down the road. By getting a protection plan you’re choosing to give yourself that peace of mind, knowing you’re covered no matter what comes your way.
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Loan Protection (Platinum Payment Protection)1
Safeguard your credit rating and financial security. This plan cancels or reduces your loan payments in the event of involuntary unemployment, disability, family leave or loss of life. Other flexible plans are available.
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GAP (Guaranteed Asset Protection)1
Protects borrowers against financial loss in the event the vehicle is damaged beyond repair (totaled) or stolen and never recovered.
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Vehicle Service Agreement (VSA)1
Known as an extended warranty, a VSA shields you from unexpected mechanical breakdowns after your factory warranty expires. It covers repairs, parts and labor, making it ideal for keeping your car running smoothly for years to come.
Our Partnership with IWS
For over 24 years, Educators Credit Union has partnered with IWS to offer members superior vehicle service agreements. Here is why this trusted partnership provides unbeatable value.
Comprehensive Protection: Every policy includes 24/7 Emergency Roadside Assistance, towing, rental car reimbursement, and trip interruption coverage.
Significant Savings: Up to 50% less expensive than similar service contracts bought directly through a dealership.
Nationwide Repairs: Valid at any licensed repair facility in the United States and Canada.
Customizable Coverage: Members only pay for what they need, with flexible, tailored policy options.
Additionally...
Platinum Coverage: High-tier coverage that mirrors original factory warranties, featuring additional extras for peace of mind.
Comprehensive Wear & Tear Coverage: Covers repairs for covered components that break down, even if they simply wear out over time rather than failing abruptly.
Flexible Terms: Policies are fully transferable to new owners or can be canceled at any time.
Dedicated Support: Personalized service from the Educators Vehicle Solutions® staff throughout the life of the policy.
IWS Quote
Ready for that new car smell?
If you’re ready to explore lease options for your next vehicle, message us today!
Disclosures
1Your purchase of Loan Protection (Platinum Payment Protection), GAP or Vehicle Service Agreement (VSA) is optional. Whether or not you purchase Loan Protection (Platinum Payment Protection), GAP or Vehicle Service Agreement (VSA) will not affect your application for credit or the terms of any existing credit agreement you have with Educators Credit Union. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under Loan Protection (Platinum Payment Protection), GAP or Vehicle Service Agreement (VSA). Carefully read the contract for a full explanation of the terms.