You’re probably familiar with phone calls offering you free trips, discounted magazine subscriptions, and other special offers. These calls are the most common form of telemarketing, and they’re extremely common in the US. Many telemarketing calls are completely legitimate. But according to the National Consumers League, at least 92% of Americans have received a fraudulent telemarketing call—and older women are … Read more
The 2019 Member Loyalty is Educators Credit Union’s biggest ever! To add to this year’s payout, we also had set the goal to increase our active checking users by 20%. Unfortunately, we didn’t hit that goal, but we still had a great year for Member Loyalty. Members earned a total of $3.4 million this year. We’re looking forward to Member … Read more
It’s our last Member Focus of 2019! Get information on preparing for a busy end to your year, Member Loyalty and some changes coming for 2020.
Educators Credit Union members are waking up to our biggest Member Loyalty payout ever! Members earned a total of $3.4 million in 2019. To earn their Member Loyalty, members needed to have an active checking account each month. Then they could build their monthly reward based on the Educators Credit Union products and services they used. The maximum reward for … Read more
The fourteenth Saver’s Sweepstakes drawing was held on November 15th and twenty-one Educators Credit Union members were lucky winners! Five Educators Credit Union members won $500 each, while sixteen members won $100 each. Here are the Educators Credit Union members that were winners in this month’s drawing: Noah B. Margaret G. Maria G. Frances H. Theresa J. Yalanda K. ($500 … Read more
Individual retirement accounts (IRAs) are tax-deferred, personal retirement plans. You must have earned income to contribute, and you can put money into an IRA whether or not you participate in an employer’s retirement plan. There are two types: the traditional IRAs, to which contributions may be deductible or nondeductible, and the Roth IRA. All traditional IRAs are tax deferred. This means you owe no … Read more
When shopping for a car, it’s usually best to start by shopping for a car loan. When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things: The finance charge, expressed as an annual percentage rate (APR) The term, or length of time the loan lasts The principal, or amount you borrow … Read more
If you have children or grandchildren, or if you have a special relationship with your niece or nephew or the child of a dear friend, you can enrich their lives in many ways. One of the most important things you can teach is how to manage their money and invest for the future. The Three-Jar Allowance To learn how to … Read more
Time is running out for Educators Credit Union members to build their Member Loyalty1! To make sure you’re getting the most from your account, we’ve gathered a few helpful facts that you should know before Member Loyalty ends. Fact 1: Member Loyalty processes on Saturday, Nov. 30 and you’ll see your reward in your account Dec. 1. Fact 2: You … Read more
It’s time to sit down by the fire and cozy up with the newest Member Focus! Learn about the Member Loyalty Reward, Educators Investment Services, and free financial coaching.