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What’s better than $165? $187!

Build Your Biggest Payout Ever With Member Loyalty

We’re giving members the opportunity to build bigger rewards in 2021 with Member Loyalty1.

The new year of Member Loyalty started when the calendar flipped to 2021. Max out how much you earn every month to get the biggest deposit on Dec. 1.

Start building your reward with an Educators Credit Union checking account and make at least five withdrawals per month from any share linked to your account (savings, checking, credit, etc.).

Withdrawals can be any combination of a:

  • Debit or credit card purchase.
  • Check withdrawal.
  • Automatic payment.
  • Bill Pay.
  • ATM withdrawal.

Once you unlock Member Loyalty, you can build your reward monthly.

You can see how you’ve built your reward all year long with the Member Loyalty Widget in Online and Mobile Banking! Get more information on how to maximize your reward at

1Educators Credit Union members will receive one Member Loyalty reward per primary account holder social security number. A member can only receive one reward. Business accounts are eligible if their account uses an Employer Identification Number, not a social security number that is already linked to another Educators Credit Union account. The account earns a reward each month and stops earning rewards on Nov. 30, 2021. Rewards will be visible in members’ accounts on Dec. 1, 2021. The account must be in good standing on Nov. 30, 2021, to receive the reward. An account is not in good standing if its checking account has been negative for more than 35 days or a loan is overdue for payment. You can earn one monthly reward per service listed. For example, if you have multiple auto loans or leases, it will count as one service. Other restrictions apply. Annual Percentage Yield for Educators Credit Union’s base checking account is 0.01%. The minimum to earn the APY on a checking account is $2,500. The rate may change after the account is open. Rate is accurate as of Jan. 1, 2021.

2Members will only earn one reward per loan type. For example, if a member has two auto loans, they will only earn one $1 reward each month.

3Educators Credit Union personal loans excludes some offerings, like LendKey student loans, Fresh Start loans, and Rapid Relief loans.

4The Savings total is based off the average total balance for any savings account a member has where they are the primary member. The total does not include Health Savings Accounts.


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