1Minors age 12 and under are eligible to open a savings account with an adult as a joint owner.
2Accounts opened after Jan. 1, 2010, without eStatements are subject to a $2 monthly fee. Fees may reduce earnings. 3Account closure after ten consecutive days if the account balance is negative or has excessive overdrafts. 5Any and all fees and charges including without limitation the non-sufficient funds fees, continuous overdraft fees and interest charges (as set forth in our fee schedules and Account Agreement and Disclosures) will be included. Fees may reduce earnings.
Earn Points for Perks when you use your Educators credit and debit card. Redeem those points for discounts and promotions on Educators products and services, cash back, as well as gift cards, air travel and more.
Member LOYALTY REWARD AND ELIGIBLE SERVICES
Loyalty should be rewarded. Educators’ Member Loyalty Reward service rewards you with money for your commitment to the credit union.
student Checking Account
If you are under 18, we would still love to have you as a member! If you are under 13, you can open a savings account with an adult. Above 13, open a student account today!
1There is no charge for using Bill Pay if at least two bills are paid each month; otherwise, there is a $5.95 per month fee (no limit on the number of bills paid). 2Payroll is not always available for early posting. The Federal Reserve doesn’t always provide the payroll files early, so checks should not be written or payroll funds used until they are actually posted to the account. Direct Deposit and payroll deduction are not available for all employee groups. Check with Educators or your employer’s benefits department. 3If you opened an account after Jan. 1, 2010 and are not signed up for eStatements, your account is subject to a $2 monthly fee. Fees could reduce earnings.
Check 21 – Legislation is now in place to allow your check to be replaced in the check process by an electronic check. This is designed to improve efficiency in faster check clearing, decrease fraud and increase security. Checks may clear within one or two days, so make sure funds are on deposit before writing. Should you need a copy of a check, it may be a reproduction of the electronic check, known as a “substitute check.” This form will maintain the legal equivalence of the original check.
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