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Credit Cards that Do You Credit
Make the most of your money with Educators Visa® credit cards.
All Educators Visa credit cards offer several shared benefits:
No annual fees and no fees on cash advances or balance transfers
Interest rates starting as low as 6.75% APR
25-day no-interest grace period (pay your entire balance each month and your purchases are interest free)
Points for Perks — earn rewards by using your Educators debit and credit cards
Personalized card design through Picture My Card
Control your credit and debit cards with Educators Ctrl app
Create a secure shopping experience — all cards will be going to EMV chip card technology at renewal
Make payments online, via Touch Tone Teller, by mail, in-person, or via direct deposit
Free $500,000 travel accident insurance with the Educators Classic Visa® Platinum, Visa® Gold, and Visa® Pledge card
Free $1,000,000 travel accident insurance with the Educators Visa® Platinum card.
More Detailed Information
Customizing Your Card
Design your Educators debit or credit cards to reflect your unique style and personality with a picture of your family, friends, pets, favorite vacation spot or select an image from our online image library.1 Just use Picture My Card to upload your personal picture.
Members receive one free personalized card design for each type of card you have within the card’s three-year expiration period.2 You can have a different design for each card you have! If you wish to change the picture on your card again during this period, a production fee of $10.00 may apply.
Lost or Stolen Cards
To help prevent fraud on your account, report a lost or stolen credit card as soon as possible.
Additional Details by Card
Educators Visa® Platinum: $2,500 minimum limit. Receive all the other shared Visa® benefits as well as Purchase Security and Extended Protection, Travel and Emergency Assistance Services and Roadside Dispatch.
Educators Classic Visa® Platinum: $500 minimum limit. Receive all the other shared Visa® benefits as well as Travel and Emergency Assistance Services and Roadside Dispatch.
Educators Visa® Gold: $2,000 minimum limit. Receive all the other shared Visa® benefits as well as Purchase Security and Extended Protection, Travel and Emergency Assistance Services and Roadside Dispatch.
Educators Visa® Pledge: Limits range from $500 to $2,500 and the card is secured by your prime share savings account (in which you must keep an equal amount to the credit card limit with a hold). If you’ve had credit challenges in the past, this card can help you establish a good credit history while receiving all the other shared Visa® benefits. After 12 months of on-time payments, your Visa® Pledge card will be converted to our Educators Classic Visa® Platinum and the savings hold will be released.
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