Credit Cards That Meet Your Needs

Make the most of your money with one of two Educators Visa® credit cards.

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Visa Signature Cash Back Card

Get 1.5% cash back on all purchases with your Signature card. The money you get back is deposited into a special savings share connected to your account each quarter*.

Skip-a-payment Option

You can skip a payment each January to help save money.

Cell Phone Protection

Use your Signature card to pay your mobile bill and get $250 in theft and damage protection with a $50 deductible.

Insure Your Trip

Get up to $2,000 in trip cancellation/interruption coverage when you pay for your trip with your Signature card.

* Jan. 31, March 31, June 30, Sept. 30

Visa Platinum Card

Visa Platinum Card

Earn Points for Perks

Earn one point for every dollar spent. The points can be redeemed for cash, rate discounts, travel and more.

Fixed Interest Rate

The Platinum card’s interest rate is set when you open your account.

Flexible Credit Limits

Credit limits range from $500 to $25,000.

Other Card Perks at Educators:

  • No annual fees and no fees on cash advances or balance transfers.

  • 25-day no-interest grace period (pay your entire balance each month and your purchases are interest free).

  • Personalize you card using your own images with Picture My Card.

  • Use Educators’ Ctrl™ app to turn card on or off, get spending notifications and set spending restrictions.

  • Pay online with ASK EVA™, Online Banking, or Mobile Banking.

  • Instant-issued cards so you can replace lost or damaged cards the same day at a branch.

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Other Features


Customizing Your Card

Design your Educators debit or credit cards to reflect your unique style and personality with a picture of your family, friends, pets, favorite vacation spot or select an image from our online image library.1 Just use Picture My Card to upload your personal picture.

Members receive one free personalized card design for each type of card you have within the card’s three-year expiration period.2 You can have a different design for each card you have! If you wish to change the picture on your card again during this period, a production fee of $10.00 may apply.


Lost or Stolen Cards

To help prevent fraud on your account, report a lost or stolen credit card as soon as possible.


Additional Details by Card

Educators Visa® Signature: $5000 minimum limit. Receive all the other shared Visa® benefits as well as Cellular Phone Protection, Trip Cancellation/Interruption Benefit, Signature Program Benefits, Travel and Emergency Assistance Services and Roadside Dispatch.

Educators Visa® Platinum: $500 minimum limit. Receive all the other shared Visa® benefits, Travel and Emergency Assistance Services and Roadside Dispatch.

 


Pay your loan using an external card

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More Detailed Information

If you are using your new Educators credit card for consolidation purposes, we will need the following:

Information required if paying off a credit card:

Your most recent statement with the following information:

  • Creditor name
  • Account number
  • Balance/payoff amount
  • Address of where to mail the payoff check

To verify your income, please provide us with one month worth of your most recent pay stubs from your current employer. This can be:

  • Two pay stubs if you are paid bi-weekly.
  • Four official pay stubs if you are paid weekly.
  • One pay stub if you are paid monthly.

If you are self-employed, please provide us with your two most recent annual tax documents.

If you have rental income, please provide us with your two most recent annual tax documents.

Additional documents may be required.

To apply online to become a member or online using WeCU video banking, you’ll need:

  • Your Social Security Number (SSN) or Individual Tax Identification Number (ITIN).
  • A digital photo of your current state-issued Driver’s License, state-issued ID or passport with your current address.
  • Proof of address if it’s different than the address listed on your ID. Proof of address can be on a statement from another financial, utility bill, government document, etc.
  • A $5 minimum deposit to open your Prime Share Savings, which represents your ownership in the credit union.

If one of these situations apply to you, please use WeCU video banking to apply or call 262.886.5900:

  • You are under the age of 18.
  • You are opening a fiduciary account.
  • You want to open a business account.

To apply to become a member with WeCU video banking, you’ll need:

  • Your Social Security Number (SSN) or Individual Tax Identification Number (ITIN).
  • A current U.S. government-issued photo ID (e.g., driver’s license, passport, state or military ID) with your current address.
  • Proof of address if it’s different than the address listed on your ID. Proof of address can be on a statement from another financial, utility bill, government document, etc.
  • A $5 minimum deposit to open your Prime Share Savings, which represents your ownership in the credit union.
  • If you are under the age of 18, you will need a state-issued ID, passport, or current school ID and address verification from a parent or guardian.

If you are not an Educators member or if the primary member cannot sign on a loan, you may be required to establish a new account. Educators Credit Union membership is open to anyone who works or lives in our 11-county service area.

  • When verification/proof of address is requested, please provide one of the following to your loan officer: recent paystub, recent tax documents, recent utility bill, valid driver’s license, or mortgage documents.
  • When verification/proof of social security number is requested, please provide one of the following to your loan officer: valid social security card, recent tax documents, recent W2, or recent paystub.

Disclosures

1Please note the image requirements and usage guidelines available on the site before uploading your photo. Educators reserves the right to determine if a submitted image is acceptable for use.

2The site will say that there is a $10 fee; however, this will be waived once (noted in your card record). No promo code is necessary. 

3The benefit listed will no longer be available as of Feb. 1, 2021.