Online Business Services

Tools to help you manage your business finances anywhere and anytime.

Contact Us to Apply

Own a small business in one of the 11 counties we serve? You can join Educators Credit Union! We’re proud to help the local businesses in our community with their finances and provide loans to help them grow. Call 262.886.5900 to schedule an in-branch or phone appointment.

You will need:

  • Your Social Security Number or Individual Tax Identification Number.
  • An official document with your Employer Identification Number.
  • All signers, including any owner with 25% or more interest, will need to provide personally identifiable information (PII) to establish the account. PII includes Name, Address, Date of Birth, Social Security Number and Valid ID with current address.
  • Business documentation:
    • For Corporations: Articles of Incorporation.
    • For Limited Liability Companies (LLC): Articles of Organization.
    • For Partnerships: Partnership Agreement.
    • For Tax-Exempt Organizations: Organizational Bylaws or Meeting Minutes.
  • A $5 minimum deposit that represents your ownership share of the credit union.
  • A $25 minimum set-up charge on all business checking accounts (one-time waiver for non-profit checking).

Online Business Banking

Online Business Banking is an upgrade to Online Banking that helps your business manage its finances on your time. Educators Credit Union offers two types of Online Business Banking, Basic and Premium. These packages let you share account access, manage ACH and domestic wire transfers, and more! See the great benefits that come with each package below.

Online Banking (Free) Basic Online Business Banking (Free) Premium Online Business Banking
($30 Monthly fee)
View Balances X X X
Account Transfers X X X
View Transaction History X X X
Bill Pay1 X X X
Share Account Access X X
Domestic Wires2,3 X
Send or Collect Payments From Businesses & People2 X
Manage Employee Payroll2 X

Bill Pay

Take care of your bills in one location, making payments easy to track and manage.1

Mobile Banking

Use most of the benefits of Online Banking on your mobile device with Educators Credit Union Mobile Banking. Find the app in the Google Play Store or App Store.


Have convenient access to the last two and a half years of statements from your online account.


Take a picture of a check and make a deposit from your mobile device within Mobile Banking.

Mobile Wallets

Link your Educators Credit Union account to Samsung Pay, Apple Pay and Google Pay for modern convenience.

Ctrl App

Manage your Educators Credit Union debit and credit cards from your phone. Get live spending notifications, turn your card on and off with just a touch, set spending limits, and more!


1Bill Pay is $5.95 per month to use but free when paying two or more bills in Online Banking. Bill Pay is $15 per month to use within Online Business Banking Basic and Premium.
2Subject to approval.
3Domestic wire fee is waived when members self-serve with Premium Online Business Banking.