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Business Visa Platinum
With the Business Visa® Platinum Card,1 enjoy a low fixed rate, a limit up to $25,000, and more.
No Annual Fee
Save up to $50 a year compared to other business credit cards.
Low Interest Rate
Educators offers a low, fixed APR (Annual Percentage Rate) of 8.90%.
Purchases are interest free when you pay the entire bill each month.
Receive one Points for Perks reward point for each net dollar spent on business credit card transactions.
No Cash Advance Fees
Educators does not charge a higher interest rate for cash advances. Interest begins accruing the day of the cash advance.
$1M Travel Accident Insurance
If you charge your tickets on a common carrier, you are automatically covered up to $1,000,000.
Carrying a Business Visa® Platinum Card automatically qualifies you for exclusive concierge services. This includes Roadside Dispatch, Travel and Emergency Assistance Services, and an Auto Rental Collision Damage Waiver on your primary vehicle.
Every card comes with Purchase Security and Extended Protection. You can also make payments quickly and conveniently via our online banking portal, Touch Tone Teller, or automatic payroll deduction.
LOST OR STOLEN CARDS
To help prevent fraud on your account, report a lost or stolen credit card as soon as possible.
BUSINESS CREDIT CARD POLICY
Business Visa® Platinum will be offered and serviced by Educators Credit Union. Statements cycles begin on the first day of each month and end on the last day of each month; business credit card payments are due on the 26th day of each month. The minimum monthly payment is 2% of the outstanding balance or $20, whichever is greater. A late fee of $10 will be assessed when accounts are more than 11 days past due. Business Visa® Platinum limits range from a minimum of $2,500 to maximum of $25,000.
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