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Educators Credit Union is conducting scheduled maintenance on our lending system Sunday, Sept. 15 from 3:00 a.m. to 6 p.m. Online loan applications will be unavailable during this time. Thank you for your patience and understanding.

Business Visa Platinum 

With the Business Visa® Platinum Card1, enjoy a low fixed rate and more!

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Features and Benefits

No Annual Fee

Save up to $50 a year compared to other business credit cards.

Low Interest Rate

Educators offers a low, fixed APR (Annual Percentage Rate) of 8.90%.

Interest-Free Purchases

Purchases are interest free when you pay the entire bill each month.

Reward Points

Receive one Points for Perks reward point for each net dollar spent on business credit card transactions.

No Cash Advance Fees

Educators does not charge a higher interest rate for cash advances. Interest begins accruing the day of the cash advance.

$1M Travel Accident Insurance

If you charge your tickets on a common carrier, you are automatically covered up to $1,000,000.

Detailed Information


Carrying a Business Visa® Platinum Card automatically qualifies you for exclusive concierge services. This includes Roadside Dispatch, Travel and Emergency Assistance Services, and an Auto Rental Collision Damage Waiver on your primary vehicle.


Every card comes with Purchase Security and Extended Protection. You can also make payments quickly and conveniently via our Online Banking portal, Touch Tone Teller, or automatic payroll deduction. Also, personalize your card design through Picture My Card.


To help prevent fraud on your account, report a lost or stolen credit card as soon as possible.


Business Visa® Platinum will be offered and serviced by Educators Credit Union. Statement cycles begin on the first day of each month and end on the last day of each month; business credit card payments are due on the 26th day of each month. The minimum monthly payment is 2% of the outstanding balance or $25, whichever is greater. A late fee of $25 will be assessed when accounts are more than 11 days past due. Business Visa® Platinum limits start at a minimum of $2,500.

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