Business Debit Card
Use your Business Debit Card to earn Points for Perks reward points. Your business name will be displayed on your card.
With Online & Mobile Services, you can check your balance, transfer funds, review account history and more online, anytime.
No Minimum Balance
There’s no minimum balance requirements on business checking accounts and no limit on the number of checks you write.
With Bill Pay1 your payments are deducted directly from your checking account.
No Monthly Fees
Sign-up for E-statements and enjoy no monthly fees2 on most accounts.
Set up and receive e-mail or text reminders to notify you of account activities you choose.
|Business Checking||Non-Profit Checking|
|Minimum opening balance||$0||$0|
|Activation or monthly fees||$25 new account set-up charge; no monthly fee2||$0; no monthly fee2|
Earn Points for Perks reward points
No annual fee
No limit to the number of transactions
No transaction fees at any Educators ATM or partner ATMs
Use worldwide anywhere Visa® is accepted
|Same as Business Checking|
|Item3 Limits||300 free items each month with $0.15 surcharge after first 300 in the month||Unlimited items each
As a business member, you can receive financial planning advice, including counsel on retirement and pension plans for your employees with the help of Investment Services.
Points for Perks
Earn reward points when you use your Educators debit and credit card that you can redeem for cash back, air travel, discounts and promotions on Educators products and services, and more with Points for Perks.
Loyalty Pay Back Reward and eligible Services
For a business to qualify for the $75 Loyalty Pay Back Reward, you have to have a business checking account, business line of credit and a business credit card with Educators. They have to be open and at least two services have to be active in the month of November.
To open any business account you must have:
- Sole Proprietor – Proof of EIN (if applicable)
- Partnership – Proof of EIN and Partnership Agreement
- Corporation – Proof of EIN and Articles of Incorporation
- LLC – Proof of EIN and Articles of Organization
- Tax Exempt Club/Donation – Proof of EIN and Proof of Nonprofit/Tax Exempt Status