Business Checking

Our business checking is built to help your business thrive. Enjoy all member perks that will benefit your business.

Visit an Educators location

Features

Business Debit Card

Use your Business Debit Card to earn Points for Perks reward points. Your business name will be displayed on your card.

24-Hour Access

With Online & Mobile Services, you can check your balance, transfer funds, review account history and more online, anytime.

No Minimum Balance

There’s no minimum balance requirements on business checking accounts and no limit on the number of checks you write.

Bill Pay

With Bill Pay1 your payments are deducted directly from your checking account.

No Monthly Fees

Sign-up for E-statements and enjoy no monthly fees2 on most accounts.

E-Alerts

Set up and receive e-mail or text reminders to notify you of account activities you choose.

Compare Accounts

Business Checking Non-Profit Checking
Minimum opening balance $0 $0
Activation or monthly fees $25 new account set-up charge; no monthly fee2 $0; no monthly fee2
Real-Time Deposits YES YES
24-hour access YES YES
Debit Card

Earn Points for Perks reward points

No annual fee

No limit to the number of transactions

No transaction fees at any Educators ATM or partner ATMs

Use worldwide anywhere Visa® is accepted

Same as Business Checking
Item3 Limits 300 free items each month with $0.15 surcharge after first 300 in the month Unlimited items each
month

Investment Services

As a business member, you can receive financial planning advice, including counsel on retirement and pension plans for your employees with the help of Investment Services.


Points for Perks

Earn reward points when you use your Educators debit and credit card that you can redeem for cash back, air travel, discounts and promotions on Educators products and services, and more with Points for Perks.


Loyalty Pay Back Reward and eligible Services

For a business to qualify for the $75 Loyalty Pay Back Reward, they have to have a business checking, business line of credit and a business credit card with Educators. They have to be open and at least two services have to be active in the month of November.

To open any business account you must have:

  • Sole Proprietor – Proof of EIN (if applicable)
  • Partnership – Proof of EIN and Partnership Agreement
  • Corporation – Proof of EIN and Articles of Incorporation
  • LLC – Proof of EIN and Articles of Organization
  • Tax Exempt Club/Donation – Proof of EIN and Proof of Nonprofit/Tax Exempt Status

Disclosures

1 There is no charge for using Bill Pay if at least two bills are paid each month; otherwise there is a $5.95 per month fee (no limit on number of bills paid).
2
If you are not signed up for E-statements, your account is subject to a $10 monthly fee.
3 An item is a cashed or deposited check, a check written from your business account, an ACH deposit or withdrawal from your account, or a deposit made to your account.

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