Business Checking

Our business checking is built to help your business thrive. Enjoy all member perks that will benefit your business.

Visit an Educators location
Business Checking Business Checking


Business Debit Card

Use your business debit card to earn Points for Perks reward points. Your business name will be displayed on your card.

24-Hour Access

With Online Business Banking, you can add sub-users, check your balance, transfer funds, review account history and more online, anytime.

Personalized Card Design

Personalize your card design through
Picture My Card.

Bill Pay

With Bill Pay1 your payments are deducted directly from your checking account.

No Monthly Fees or Minimum Balance

Sign up for eStatements and enjoy no monthly fees2 on most accounts. Also, business checking accounts have no minimum balance requirements.


Set up and receive email or text notifications on your account activities.

Compare Accounts

Business Checking Non-Profit Checking
Minimum opening balance $0 $0
Activation or monthly fees $25 new account set-up charge; no monthly fee2 $0; no monthly fee2
Real-Time Deposits YES YES
24-hour access YES YES
Debit Card

Earn Points for Perks reward points

No annual fee

No limit to the number of transactions

No transaction fees at any Educators ATM or partner ATMs

Use worldwide anywhere Visa® is accepted

Same as Business Checking
Item3 Limits 300 free items each month with $0.15 surcharge after first 300 in the month Unlimited items each

Investment Services

As a business member, you can receive financial planning advice, including counsel on retirement and pension plans for your employees with the help of Investment Services.

Points for Perks

Earn reward points when you use your Educators debit and credit card that you can redeem for cash back, air travel, discounts and promotions on Educators products and services, and more with Points for Perks.

MEMBER LOYALTY and eligible Services

For a business to qualify for the Member Loyalty, you have to have a business checking account, business line of credit and a business credit card with Educators. They have to be open and at least two services have to be active in the month of November.

Requirements for account opening 

To open any business account you must have:

  • Sole Proprietor – Proof of EIN (if applicable)
  • Partnership – Proof of EIN and Partnership Agreement*
  • Corporation – Proof of EIN and Articles of Incorporation*
  • LLC – Proof of EIN and Articles of Organization*
  • Tax Exempt Club/Donation – Proof of EIN and Proof of Nonprofit/Tax Exempt Status

*All signers, including any owner with 25% or more interest, will need to provide personally identifiable information (PII) to establish the account. PII includes Name, Address, Date of Birth, Social Security Number and Valid ID with current address.

If you have questions about Business Checking, contact Member Business Lending Program Director Michelle U. at 262.321.4476 or stop in at any Educators location for more information.


1Bill Pay is $15 for Online Business Banking. See the fee schedule for additional information.
If you are not signed up for eStatements, your account is subject to a $10 monthly fee. Fees may reduce earnings.
3An item is a cashed or deposited check, a check written from your business account, an ACH deposit or withdrawal from your account, or a deposit made to your account.