Personal Checking
We’ve designed checking accounts without sneaky fees.
Convenient Features
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NO MAINTENANCE FEES1
When you open your personal checking, you can enjoy no maintenance fees!
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Real-Time Deposits
There are no delays or hold times for direct deposits or most payroll check deposits.
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E-Alerts
Receive an email or text notification on the account activities you choose.
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uChoose Rewards®
Start earning uChoose Rewards® when you use your Educators debit card on non-PIN transactions.
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24-Hour Access
Access your account from your computer or mobile device with Online Banking, Mobile Banking, and ASK EVA®.
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Bundle Accounts
Automatically bundle your checking account, debit card and a Change Up Savings when you open your account!
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Design My Card
Customize your credit and debit cards with a picture as unique as you are. Display any one of your favorite pictures every time you swipe your card with Design My Card.
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Upgraded Debit Cards
Give your debit card a new, safer look. These cards include a unique design equipped with an extremely safe, contactless payment option.
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Compare Your Options
Both accounts offer a debit card with no annual fees, uChoose Rewards®, no limit on the number of transactions, no transaction fees at over 60,000 ATMs and worldwide use anywhere Visa® is accepted.
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Upgraded Card Designs
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Debit Card Designs
Presenting our all-new debit cards designs! Now you can tap to pay with your Educators debit card securely and conveniently. When you tap to pay, each transaction will produce a specific, one-time code which is extremely efficient in minimizing fraud.
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Exclusive Debit Cards
Educators Credit Union has partnered with local teams and schools to help you bring team spirit to your wallet. Find a card that fits you!
See all exclusive card designs here.
You’re Eligible to Apply to Educators!
Membership is open to anyone who lives or works in Boone, Dane, Green, Jefferson, Kenosha, Lake, McHenry, Milwaukee, Ozaukee, Racine, Rock, Walworth, Washington, Waukesha, and Winnebago, IL Counties.
Open a new account by applying online, using Educators Connect Cam™ or by calling 262.886.5900.
Frequently Asked Questions
If you are a new member, you can open your new account online or you can visit any Educators Credit Union branch for assistance.
If you already have a Prime Share Savings account and would like to add a standard Checking, please visit any branch location or call us at (262) 886-5900 for assistance.
The amount for check orders varies. Please visit log into your online banking account and visit the Check Services page (found under Accounts) and choose the Reorder Checks Tab (choose Order Checks).
Easy! Follow the steps below to deposit your check with FlashCash:
- Login to the Mobile App
- Select FlashCash
- Review and accept the disclosure
- Select your Deposit Account
- Enter the check amount
- Endorse the back of your check with “For Mobile Deposit to Educators Credit Union Only“
- Tap the Front/Back of Check icons to capture both sides of your check
- Place the check on a flat, well-lit surface
- Make sure the check is legible and wrinkle-free
- Move the camera so that the check fits inside the box and a photo will be taken automatically
- Tap Submit Deposit when you’re finished to complete your deposit
A confirmation screen will appear letting you know your deposit was accepted and your deposit will appear in your transaction history shortly.
Refer to our FlashCash Video Tutorial, or try out our Interactive Demo, in our Digital Academy Platform.
*The minimum age requirement to access FlashCash is 18.
Yes, Overdraft Privilege is available on standard Checking but some restrictions may apply. Refer to our Overdraft Privilege Policy for more information.
Sign up for overdraft protection
Member overdraft privilege is offered so you can have peace of mind with every transaction.
– Mary H.I love Educators because they understand that life happens, and they work with you in every situation.
Open An Account Today
When you open an account, we’ll switch over your direct deposit and recurring payments quickly and conveniently.
Disclosures
1Other fees may apply.
2Minors age 12 and under are eligible to open a savings account with an adult as a joint owner.
3Any and all fees and charges including without limitation the non-sufficient funds fees, continuous overdraft fees and interest charges (as set forth in our fee schedules and Account Agreement and Disclosures) will be included. Fees may reduce earnings. Account closure after ten consecutive days if the account balance is negative or has excessive overdrafts.
Go to the full Discretionary Overdraft Privilege Policy
Important Information:
Check 21 – Legislation is now in place to allow your check to be replaced in the check process by an electronic check. This is designed to improve efficiency in faster check clearing, decrease fraud and increase security. Checks may clear within one or two days, so make sure funds are on deposit before writing. Should you need a copy of a check, it may be a reproduction of the electronic check, known as a “substitute check.” This form will maintain the legal equivalence of the original check.