Business Credit Cards
Enjoy low rates and benefits fit for your business.

Earn rewards or cash back with your business purchases
Don’t waste the perks you could be earning on your business expenses! We offer two credit card options tailored to the needs of the everyday business owner. Take a look at the features below to see which card best suits your business needs.
This comparison chart outlines typical features and benefits associated between our business credit cards. Please note this comparison is intended for informational purposes only and may not encompass the full range of offerings available for these cards.
Card Benefits - Details
Card Feature and Benefit Details
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No Annual Fees
Save up to $50 a year compared to other business credit cards.
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No Cash Advance Fees
Educators does not charge a higher interest rate for cash advances. Interest begins accruing the day of the cash advance.
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Purchase Security and Extended Protection
Every card comes with Purchase Security and Extended Protection.
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Concierge Services
Receive Roadside Dispatch, Travel and Emergency Assistance Services, and an Auto Rental Collision Damage Waiver on your primary vehicle.
Rates
CARD TYPE |
APR1 |
Payment per $1,000 |
---|---|---|
1APR = Annual Percentage Rate. Rates and terms are subject to change and not guaranteed. |
||
CARD TYPE Business Visa® Platinum Card13 |
APR1 12.90% |
Payment per $1,000 $25.00 |
CARD TYPE Business Visa® Cash Back Card14 |
APR1 17.50% |
Payment per $1,000 $25.00 |
Disclosures
- Business Visa® Platinum Disclosure
- Business Visa® Cash Back Disclosure
- Business Credit Card Agreement
- Business Visa® Cash Back Credit Additional Program Information
1APR = Annual Percentage Rate. Rates and terms are subject to change and not guaranteed.
2uChoose Rewards® is a registered trademark of Fiserv, Inc. To learn more about uChoose Rewards®, log in to your online account.
3Business Visa® Cash Back Intro Rate – 0% introduction rate for purchases the first 180 days. The 0% is eligible for Purchase, Cash Advances, and Balance Transfers. After the 180 day intro period regular Rates and Terms will apply.
Business Visa® Cash Back Credit Card: Cash Advances, ATM Withdrawals, Balance Transfers and Convenience Check transactions are not eligible to earn cash back.
Business Visa® Platinum Credit Card Policy: Business Visa® Platinum will be offered and serviced by Educators Credit Union. Statement cycles begin on the first day of each month and end on the last day of each month; business credit card payments are due on the 26th day of each month. The minimum monthly payment is 2% of the outstanding balance or $25, whichever is greater. A late fee of $25 will be assessed when accounts are more than 11 days past due. Business Visa® Platinum limits start at a minimum of $2,500.
Business Visa® Cash Back Credit Card Policy: Business Visa® Cash Back will be offered and serviced by Educators Credit Union. Statement cycles begin on the first day of each month and end on the last day of each month; business credit card payments are due on the 26th day of each month. The minimum monthly payment is 2% of the outstanding balance or $25, whichever is greater. A late fee of $25 will be assessed when accounts are more than 11 days past due. Business Visa® Cash Back limits start at a minimum of $2,500.