Lending

Achieve more with your money when you borrow with us

People enjoying outdoor evening gathering while feeling secure in their loan decisions.

Educators Offers Competitive Rates on Our Loan Products

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    Affordable Financing

    Looking for a low monthly payment?

    We offer several financing options that are designed to help you lower your payment and stay on budget.

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    Simple Application Process

    Not sure how to get started?

    That’s ok, we have a simple application process that you can complete online or in one of our local branches.

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    Flexible Terms

    Can I choose my loan term?

    We know that borrowing is a big decision. That’s why many of our loan options let you choose the loan term that fits your budget.

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    Earn Rewards1

    Can financing help me earn rewards?

    Yes! You can start earning rewards after 5 qualifying withdrawals with our Member Loyalty program when used with our lending options. You can earn monthly rewards that will be paid out on December 1st. 

Our Loan Options

Interested in consolidation or refinancing?

Auto Refinance
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Mortgage Refinance
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Consolidation
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Get pre-approved with our quick and easy process!

Ready to apply?

Apply OnlineContact Us

Disclosures

1Rewards are accrued monthly per loan type. Payout will not post if the loan is in a delinquent status. Lend Key, Fresh Start Loans, and Rapid Relief Loans are excluded from the program. For more information about the Member Loyalty program, visit https://www.ecu.com/personal-banking/member-loyalty/