Resources

Your Path to a Bright Financial Future
Begins Here…

We’re happy to announce our newest partnership and member benefit – GreenPath. We’re committed to serving you and providing these free money management and financial education services.

Our new partner GreenPath Financial Wellness, is an organization that has been assisting individuals for more than 50 years. Through GreenPath, you will enjoy unlimited access to certified, degreed financial counselors who will help you develop a budget and action plan based on your personal financial situation and goals.

You can receive assistance with:
- Personal and family budgeting
- Understanding your personal credit report and how to improve your score
- Personal money management
- Debt repayment
- Avoiding bankruptcy, foreclosure, and repossession

GreenPath can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.

GreenPath counselors are available:
Monday through Thursday 7:00 am to 9:00 pm
Friday 7:00 am to 6:00 pm
Saturday from 8:00 am to 5:00 pm

To use this service, simply call (877) 337-3399 or visit the GreenPath website.


What’s Budget Smart? A Smarter Way to Manage Money

BudgetSmart is a new and exciting software program exclusive to Educators Credit Union. This easy-to-use software tool uses simple graphics, “pop-up” boxes and bar charts to help you manage money more effectively.

If you’ve been looking for a quick and easy way to get started on your budget – then BudgetSmart is for you!

You can use the program to:
- Establish a budget
- Track spending
- View tips for improving areas of overspending (or inadequate saving)
- Experiment with “what if” scenarios to determine how a major purchase or change in income would impact your budget

Get your copy of BudgetSmart here. The download is free!


Get your Finances in Check

Want to learn more about managing your checking account? Need tips on how to stay organized and avoid overdraft fees? CheckRight is a web-based checking account education module designed to teach you how to manage your checking account properly.

Use CheckRight to learn how to:
- Open an account
- Write checks
- Make deposits
- Maintain a check register
- Reconcile an account
- Create a spending plan

Whether you’re looking to open a checking account for the first time, have had difficulty handling your account in the past, or are somewhere in between, CheckRight can help you learn how to manage your account and strengthen your relationship with your financial institution. CheckRight can be found here.


Calendar of Upcoming Events and Workshops


Medicare Workshop Update

We’re unable to schedule a Medicare workshop at this time. We still want to provide you with resources that can answer some of your Medicare and Medicare Advantage questions. Visit our Insurance information page here to view local Medicare resources.

Also take a look at the Medicare.gov website here or read Educators own consumer advocate Remar Sutton’s article on How to Enroll in Medicare here.


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Tuesday, April 15

First-time Home Buyer's Workshop Tuesday, April 15th from 6:00 PM to 7:30 PM Newman Rd., Racine - Education Center

Are you interested in purchasing a home? Get money-saving tips on finding and financing a home to best fit your budget and needs as a first time home buyer.

Thursday, April 17

First-time Home Buyer's Workshop Thursday, April 17th from 6:00 PM to 7:30 PM Loomis Rd., Greenfield - Educators Credit Union

Are you interested in purchasing a home? Get money-saving tips on finding and financing a home to best fit your budget and needs as a first time home buyer.

Wednesday, April 23

Kids and Money: Tips to Teaching Financial Responsibility Wednesday, April 23rd from 11:00 AM to 12:00 PM GreenPath Webinar

It’s never too early to start teaching your kids the basics of finances. And since most school curriculums are lacking in this area, it’s important to get started at home. This webinar will provide practical tips on how to incorporate valuable lessons about money into everyday life with your children.

Thursday, April 24

Retirement Income Planning Webinar Thursday, April 24th from 12:00 PM to 1:00 PM Educators Webinar

When you decide to retire can have an impact on your overall retirement income situation. During our presentation we will review the foundational pieces you should consider as part of your overall financial plan.

UW Varsity Band's Spring Concert Thursday, April 24th at 2:45 PM to Friday, April 25th at 12:15 AM The Kohl Center

UW Varsity Spring Band Evening Performance at the Kohl Center is a popular trip. The concert is a full theatrical production, complete with pyrotechnics. Dinner is included at Erin’s Snug Irish Pub.

Wednesday, April 30

Student Loans 101 Wednesday, April 30th from 11:00 AM to 12:00 PM GreenPath Webinar

The amount of student loan debt now exceeds credit card debt, and delinquencies are starting to climb. This webinar will help you gain basic knowledge of the types of Student Loans and options available.

Homebuyer Seminar Wednesday, April 30th from 6:30 PM to 7:30 PM Coldwell Banker, Milwaukee

Join us for an overview of the homebuying process from pre-approval to closing. Bring your questions for our presenters.


One of the ways we are different is that we provide many free educational opportunities for our membership. It is also one of our strategic drivers: to educate and advise members so they can make well-informed financial decisions. In this section are a number of free resources that we provide.


Educational Resources for the Classroom


FoolProof

Tough Consumer Messages for Young People and Adults – FoolProof currently offers consumers five separate financial literacy and consumer education programs.

Free to Everyone – The programs are available to all consumers, whether they are credit union members or not.

Web Driven, Interactive – FoolProof uses highly interactive online “modules” and dynamic websites to reach consumers.

Separate Programs – Designed for use by high schools and community groups, parents, college-age students, young adults and adults.

See what teachers using FoolProof have to say…

Teacher FoolProof Testimonials from Educators Credit Union on Vimeo.


Classroom Presentations

We have a wide variety of classroom presentations that are more structured using PowerPoint. Topics include:

  • Checking 101: How to maintain a healthy checking account.
  • Buying vs. Leasing a Car: How to make informed decisions about buying or leasing a car.
  • Build a Better Budget: How to make you dollar work for you.
  • Credit 411: What you really need to know about credit and credit cards.

If your class is in need of a guest speaker on any financial topic, we are happy to work with you in developing a presentation that will have the most impact for your students.


Interactive Learning Sessions

Students learn how to retire a millionaire, and other sound retirement advice by playing “Who Wants to Be a Millionaire”. This team game challenges students to think about their life 30-40 years from now.

Our version of “Family Feud” will teach students the basics of how to keep their checking account in good standing; as well as how to choose the correct checking account for life after or during high school.

Taking out a loan is a very stressful time for anyone. Our “Game Show” about loans takes some of the mystery and stress out of the loan process for students. Students will gain valuable knowledge about the loan process.

Our interactive games are designed to engage the students in a fun manner. All sessions are designed to be presented in one class period.


Help with your school’s financial aid/student loan night

An Educators representative will present students and parents with the tools they need to feel confident in making decisions regarding financial aid. Both parents and students are welcome to attend. We cover:

  • Types of financial aid
  • Filling out financial aid forms
  • Scholarships
  • Timelines
  • Choosing a college

Educators will provide free College Planning Guides for all attendees.

Who do I contact about having an Educators representative present?

Contact:
Steve Schiele (Racine/Kenosha/Walworth area) – (262) 321-4456 or steves@ecu.com 1
Scott Heine (Milwaukee/Waukesha area) – (262) 780-9216 or sheine@ecu.com 1
Wally Rendon (all counties) – (262) 321-4446 or wrendon@ecu.com 1

1 Electronic mail is not secure, and confidential or personal information should not be communicated in this manner.


Kid Zone


What is FoolProof?

Tough Consumer Messages for Young People and Adults – FoolProof currently offers consumers five separate financial literacy and consumer education programs.

Free to Everyone – The programs are available to all consumers, whether they are credit union members or not.

Web Driven, Interactive – FoolProof uses highly interactive online “modules” and dynamic websites to reach consumers.

Separate Programs – Designed for use by high schools and community groups, parents, college-age students, young adults and adults.


How can I learn about money?

Check out these cool places to learn about money. Make sure to check with a parent before visiting any of these sites.

Sense and Dollars – Create your own dream prom, learn about credit cards and lots more.

The Mint – Resources to help you learn how to earn, save and track money and keep it safe. Check out the Try It section with lots of fun activities!

Fedville at The Federal Reserve Bank of San Francisco – Practice what you’ve learned in the town of Fedville.

It’s My Life from PBS Kids Go! – Articles and games all about money.


How can I earn money?

Ever wonder how you’ll make money? Check out these cool ways to make cash for yourself! Make sure to check with a parent before visiting any of these sites.

Be Your Own Boss – Take the Entrepreneurship Challenge & see if you have what it takes!

Teen Business Link from the U.S. Small Business Administration – Look for ideas and get advice on starting your own business.

Explore Careers with the help of the Bureau of Labor Statistics – Learn all about over 60 career options.


Educators does not provide, and is not responsible for, the product, service, or overall website content available on third-party sites. The credit union does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies of these sites may differ from those practiced by the credit union. Please consult the privacy disclosures on the individual sites for further information.


Educators does not knowingly collect, maintain or use personal information from our website about children under the age of thirteen. If a child whom we know to be under age thirteen sends personal information to us online, we will only use that information to respond directly to that child, notify parents or seek parental consent. To learn more, visit business.ftc.gov/privacy-and-security