Points for Perks

Points for Perks website — Redeem or check your points here.

You only have to register one card under each base account number to start redeeming your rewards!

NEW! — It just got easier to keep track of your points! You will receive a Points for Perks statement with your regular quarterly Educators statements.

Click here for instructions to register or watch a short video below.

Points for Perks FAQs

How to Earn Points

Earn Points for Perks points1 when you use your Educators credit or debit cards. Points are only earned on credit/signature transactions. No points are earned when the PIN is used. Points will expire after 5 years.

Debit Card “credit” transactions: Earn 1 point for every $2 spent.
Credit Card “credit” transactions: Earn 1 point for each $1 spent.

What’s a “credit” transaction? When you make a purchase at a store, you can choose “credit” and sign for the transaction or you can enter your personal identification number (PIN). Only transactions processed with a signature earn points for Points for Perks.

1 Points cannot be redeemed until the minimum number of points needed for a selected reward is accrued. Points begin to expire after five years. Other restrictions may apply and changes may be made periodically to prize options or redemption points needed.


What are the Perks?

You will be able to choose the reward that fits your style and personality. Your points can be redeemed for: gift cards, cash back, car rental, hotel, air travel and Educators product discounts!

There’s no limit to the number of rewards, including cash, that you can earn and no minimum to begin earning points.

Gift Card Offerings:

iTunes, BP, Shell, Applebee’s, Barnes & Noble, Bass Pro Shop, Best Buy, Cabela’s, Home Depot, Target, Toys R Us, Walmart, Sam’s Club, TJ Maxx, Sears, Pier One, PetSmart, NFLshop.com, Macy’s, Lands’ End and many more!

Travel Options:

  • FlexPass. Receive a travel discount toward the purchase of an airline ticket on a major carrier as listed in the Global Distribution System; or apply this travel discount toward the purchase of a package tour or cruise. No restrictions. Any unused value is forfeited. FlexPass travel discounts range from $100 to $3000. If the cost of the ticket, package or cruise is more than the travel discount, the account holder may pay the difference. Discounts toward a vacation or cruise package are not available through the online booking tool. Please contact a travel agent directly to apply a discount to these options.
  • AllAccess. Airline ticket requests are displayed based upon your current point balance – there are no preset award levels. Tell us when and where you want to go and all qualifying ticket options are displayed based upon your total number of available points. You enjoy the freedom of selecting an itinerary that best meets your needs, from the fewest required points to the most points required. There are no restrictions or advance purchase requirements, however it is recommended you book as early as possible to maximum your options. Tickets must be booked on major U.S. carriers as listed in the Global Distribution System. Ticket options are determined by multiplying your current point balance by a 1¢.

Educators Product/Service Discount and Incentives Options:1

Educators Perk

Points Needed

Stop Payment 4,000
.50% Share Certificate Rate Increase (one per certificate) 7,000
0.25% Consumer Loan Rate Discount 7,000
$50 Safe Deposit Box Rental Credit 2 7,000
$50 Charitable Donation to your choice of: The Children’s Miracle Network, Muscular Dystrophy Association, Ronald McDonald House or United Way 7,000
$50 Cash 7,500
$100 off Mortgage Closing Costs 10,000
$116 Home Equity Closing Cost 10,000
0.50% Consumer Loan Rate Discount 13,500
$100 Cash 14,500
$150 Charitable Donation to your choice of: The Children’s Miracle Network, Muscular Dystrophy Association, Ronald McDonald House or United Way 21,000
$150 Cash 21,500
1% Consumer Loan Rate Discount 25,000
$250 Off Mortgage Closing Costs 25,000
$250 Charitable Donation to your choice of: The Children’s Miracle Network, Muscular Dystrophy Association, Ronald McDonald House or United Way 33,000
$250 Cash 33,500
$500 Charitable Donation to your choice of: The Children’s Miracle Network, Muscular Dystrophy Association, Ronald McDonald House or United Way 63,500
$500 Cash 64,500

1 Points must be available and used at the time of opening/purchase and the exact quantity indicated to be eligible for the reward. There is a $500 minimum balance required to open a Share Certificate. .50% Increase on a Share Certificate’s APY (APY = Annual Percentage Yield). Consumer loans are subject to credit approval and include fixed term loans only. First mortgage home loans, credit cards and line of credit loans are not eligible. Other restrictions may apply, and modifications may be made to the options at any time.

2 Rebate will be the yearly rental fee of the box if it is under $50, or $50 if the fee is greater than $50. Must redeem points at time of opening or renewal of box.