Tap. Pay. Done. Use Android Pay™ and your Educators Visa® card to make purchases at over one million stores nationwide. Android Pay comes pre-installed on select phones. If your phone doesn’t have the app, simply download it from Google Play™ Store.
For more information on Android Pay, visit here.
- Android™ device with OS KitKat or higher
- Google™ account
- Screen lock enabled
- Unlock your device (no need to open the app).
- Hold the back of your device near a contactless payment terminal.
- Your phone will beep or vibrate, and you will receive a confirmation on your screen to verify the payment was made.
You can use any Educators credit or debit card, including a business credit or debit card, with Android Pay.
Android Pay uses a default image supplied by Educators for the app, not an exact replica of your Educators card.
The first card you add to Android Pay will automatically become your default card. To change your default do the following
- Open Android Pay
- Tap on your preferred card to get the “back of the card” view.
- Select “Set as default card”
Mobile Wallet Terms and Conditions
These Terms and Conditions (the “Terms”) apply when you choose to add an Educators Credit Union credit card or debit card to a Mobile Wallet Service. In these Terms, “I,” “you,” “your,” “their,” and “my” refer to the cardholder of an Educators Credit Union Card, and “we,” “us,” “our,” and “Educators Credit Union” refer to the issuer of your Educators Credit Union Card. By using the Mobile Wallet Service, you understand and agree to the Educators Credit Union Mobile Wallet Service Terms and Conditions. You agree to all terms, condition, and notices contained or referenced in these Terms and you are providing your express consent.
What is a Mobile Wallet Service?
A Mobile Wallet Service (“Wallet”) allows you to add your Educators Credit Union Cards to an application using your Mobile Device. Your Educators Credit Union Card number is replaced with a digital number or token. Once added, you understand that you may use your Mobile Device to make payments only where the Wallet is accepted. Educators Credit Union is not a provider of the Wallet and we are not responsible for any failure or inability to perform a transaction using the Wallet. We are only responsible for supplying information securely to the Wallet provider to allow usage of the Educators Credit Union Card in the Wallet.
Active Educators Credit Union Card accounts that are in good standing are eligible to be added to a Wallet. If your Educators Credit Union Card or any underlying Educators Credit Union account becomes delinquent, is in a negative status or is otherwise maintained in an unsafe manner as determined by Educators Credit Union in its sole discretion, your Educators Credit Union Card may be removed by Educators Credit Union from the Wallet for continued use.
Relationship to Other Agreements
You agree that when you add your Educators Credit Union Card to a Wallet service, your Educators Credit Union Card and account will remain subject to the terms and conditions of all existing agreements with Educators Credit Union. You acknowledge that certain message and data rates may apply from your wireless service providers and/or wireless carriers which might impact your use of the Wallet. For example, your mobile service carrier or provider may impose data usage or text charges for your use of or interaction with the Wallet, including downloading the software, receiving or sending text messages, or other use of your mobile device when using the software or other products and services provided by the Wallet. You expressly agree that you are responsible for all such fees, limitations, and restrictions and that we may contact you via your mobile device for any purpose concerning your accounts at Educators Credit Union, including account servicing and collection purposes.
Account Ownership/Accurate Information
You represent that you are the legal owner of the account and other financial information which may be accessed via the Wallet. You represent and agree that all information you provide in connection with the Wallet is accurate, current, and complete, and that you have the right to provide such information to us for the purpose of operating the Wallet. You agree not to misrepresent your identity or your account information.
Measures to maintain your privacy and security
You agree to indemnify, defend, and hold Educators Credit Union harmless from and against any and all claims, actions, damages, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising out of your use of the Mobile Wallet Service, any negligent or intentional action or inaction, and/or any breach of the Terms and Conditions of this Agreement. You agree that this paragraph shall survive the termination of this Agreement for any reason.
Changes in these Terms and Conditions
Except as otherwise required by law, Educators Credit Union may in its sole discretion change these terms, and modify or cancel the eligibility to use your Educators Credit Union Card with a Wallet service at any time, without notice. You cannot change these terms but you can terminate them by removing 3 your Educators Credit Union Card(s) from the Wallet. Educators Credit Union reserves the right to refuse any transaction for any reason.
Exclusion of Warranties; Limitation of Liability