Employee Benefits: What Makes Educators Different?
Educators Credit Union offers a full menu of financial services designed to help people save money, have convenience, reach goals, and receive cashback or other rewards including:
Educators Credit Union members can earn up to $165 per year just for using our products and services.
Instant-Issue Debit & Credit Cards
New cards can be instantly printed or replaced at any Educators branch. Mobile wallets like Apple Pay or Google Pay are also available for all your Educators cards!
Members can use more than 60,000 fee-free ATMs nationwide through the Allpoint and Alliance One ATM network.
Online Account Opening
You complete an application for an account easily in less than 10 minutes. Plus, ClickSwitch option can help move your direct deposit and automatic payments quickly and securely from another financial to your new Educators account.
Educators Video Banking
Digital appointments are now available using Educators Video Banking. Use your computer or the Educators Video Banking app on your phone or tablet for a video meeting with staff. Get help with opening an account, applying for a loan, account management or any questions you may have.
Educators Vehicle Solutions
Our vehicle specialists help find the right new or used car for your specific needs at a low, hassle-free price. We can help people save hundreds and even thousands of dollars on their next vehicle purchase or lease!
Online & Mobile Banking
Manage your finances anywhere with our Online Banking and Mobile Banking app. Transfer money, pay bills, deposit checks from your phone, and more. You can also check and monitor your credit report and score for free anytime online.
Use our Ctrl app to monitor and manage your Educators credit and debit cards. Ctrl lets you turn cards on or off, set spending restrictions, and get instant real-time purchase notifications when your card is used to help protect you against fraud.
Financial Wellness Tools
Educators created a one-stop online resource at www.ecu.com/wellness. Anyone can visit the site to read financial education articles, use financial literacy tools, and watch short videos on important financial topics.
Members can win cash just for saving money in this special account. Prizes include monthly $100 drawings, quarterly $1,000 drawings, and a $5,000 annual drawing (up to six entries per month – one for each $25 deposit)! Learn more at www.ecu.com/savers.
First-Time Homebuyers Mortgages
Finance your first home with as little as 3% down, very low closing costs and other perks.
Visa® Signature Card
The Visa Signature Card gives 1.5% cash back on purchases. Card users also get other great perks, like skip-a-payment options in January and mobile phone protection when you pay your phone bill with the card.
Educators Credit Union partners with LendKey to help members get money for college costs or refinance existing student loan debt.
Points for Perks
Get points for using your credit card and making non-PIN purchases with your debit card. Points can be redeemed for cash, travel, gift cards or discounts on Educators products.
Consumer Credit Counseling
Members have access to budget and debt counseling through a non-profit partner, GreenPath™ Financial Wellness (www.greenpath.com).