What Makes Us Different

We like to go above and beyond with the services we offer our members. Here’s what makes us different.

Points for Perks

Debit and credit card holders can earn reward points.1  Redeem points for discounts and promotions on Educators products and services, cash back, gift cards, air travel, and more.

Debit card “credit” transactions = 1 point for every $2 spent
Credit card “credit” transactions = 1 point for every $1 spent

Points are only earned on credit/signature transactions. No points are earned when the PIN is used. Accumulated points expire after 3 years (starting June 1st, 2017).

Picture My Card

Design your Educators debit or credit cards to reflect your unique style and personality with a picture of your family, friends, pets, favorite vacation spot or select an image from our online image library.2

Just use the Picture My Card website, Google Play app, or iTunes app to upload your personal picture.


What’s Your Score?®

Need advice about how to establish and maintain good credit, correct sub-standard credit, or protect your current credit rating? With our What’s Your Score?® program, you’ll learn in no time!

Just stop by at any Educators location and ask for What’s Your Score?®, and we’ll introduce you to your credit report and help you determine how you can protect your credit for the long-run.

Lending a Hand

Let us Lend a Hand! We’ll take a look at your credit report and score through the What’s Your Score? program and identify areas where we can save you money on credit cards, auto loans or home loans with better interest rates through our Lending a Hand program.

Last year, we reached our goal of saving members $15 million in interest payments through refinancing loans and credit cards!

SEG/Preferred Partners

We partner with several Select Employer Groups (SEGs) and Preferred Partner Companies through out Southeastern Wisconsin.

If you’re part of one of our SEGs or an employee at a Preferred Partner company, you can enjoy additional member perks. Learn more on our website for partners.

Everything Auto

Our Auto & Lease department can help you with your automobile purchasing needs. Our team can help eliminate the hassles of buying or leasing a new vehicle and helps you get the best deal on your new or new-to-you vehicle.

We can help you find your best auto loan and leasing options and we offer resources to help you make the best decision, including CARFAX reports, AutoEdge and our AskAuto app.

Loyalty Pay Back Reward

The reward is designed to provide the greatest value to those who make the greatest investment in the cooperative by using the most Educators products and services.

We returned more than $2.1 Million to members in 2016 with the Loyalty Pay Back Reward!

To qualify for the highest Loyalty Pay Back Reward possible, members have until November 30 to add and use additional services for this year’s reward.

The listing of services and tiers are below. Stop in at any branch to find out your Loyalty Pay Back number and how to maximize your reward.

3 to 4 services $15
5 to 6 services $50
7 or more services $75

Loyalty Pay Back Services

Loyalty Pay Back Reward details are subject to change. Members must be in good standing with no past due loan payments or charged off balances. Each service category is counted only once. For example: if a member has three share certificates, it would be equal to one qualified service for the Qualified Service Tier calculation. Reward is available for up to two separate account numbers per primary member.

  • Auto Loan or Lease4
  • Business Checking Account5
  • Business Credit Card5
  • Business Line of Credit5
  • Checking Debit Card3
  • Credit Card3

  • Direct Deposit3
  • eStatements3
  • First Mortgage Home Loan4
  • Home Equity Loan4
  • Individual Retirement Account (IRA)4

  • Investment Services Account4
  • Mobile Banking3
  • Money Market Account4
  • Other Loan – Personal, Student4
  • Share Certificate4


1Points must be available and used at the time of opening/purchase and the exact quantity indicated to be eligible for the reward.
2Please note the image requirements and usage guidelines available on the site before uploading your photo. Educators reserves the right to determine if a submitted image is acceptable for use.
3Service must have active use with at least one posted transaction in November. Logging into Educators Mobile Banking app qualifies as Mobile Banking.
4Loan and deposit accounts must have a balance greater than zero on November 30 to qualify.
5Business members are only eligible for the $75 Loyalty Pay Back Reward. For a business to qualify for a $75 Loyalty Pay Back Reward, they have to have a business checking, business line of credit and a business credit card with Educators. They have to be open and at least two services have to be active in the month of November.

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