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FICO® Scores

Understanding your FICO® Score – why does your credit score matter?

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Get your FICO® Score in Educators Credit Union Online and Mobile Banking!

Keep tabs on your credit score with the new FICO® Score Widget in Educators Credit Union’s Online and Mobile Banking. FICO® Scores are the most widely-used credit scores by lenders. Check out the FICO® Score documents below to help understand your score and how it’s calculated.


How Your Decisions Impact Your FICO® Score

How much money you owe, your sources of credit, payment history and more all have an impact on your credit score.

More Than Two Decades of Expertise

FICO® has been the industry standard for credit scores for over 25 years.

FICO® Score Facts & Myths

Learn the truth about your FICO® Score!

Ever been confused about what your FICO® Score is? Learn more in this brief overview:

In English

In Spanish

Want to know more? Read FICO’s most Frequently Asked Questions:

In English

In Spanish

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
Educators Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act.
Educators Credit Union and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit ration.
Members can enroll and unenroll from the FICO® Score widget at any time.

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