All Educators Credit Union offices are closed on Monday, January 18 in honor of Martin Luther King Jr. Day. If you need to manage your account during this time, please use Online Banking, Mobile Banking or ASK EVA.

New Stimulus Payment Update

The first round of the stimulus payments will hit members accounts on Jan. 1, 2021. The government posted the information for the deposits yesterday. Although the information was sent out, it will still take a few days for the payment to arrive.

If you see a pending deposit from the IRS in your account for Jan. 4, you will get that deposit in your account on Jan. 1, 2021.

If you do not see the pending deposit, there’s a chance that you might be getting your stimulus payment in a future wave, much like the deposits from the CARES Act earlier this year.

Also, if you received a check for the first stimulus, please expect to get another check in the mail for this round of payments. This will take longer to arrive than the digital stimulus, but we’re still learning more information about the process as the IRS starts to distribute the money.

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97 thoughts on “New Stimulus Payment Update

  1. I heard it was suppose to be the same amount as the first stimulus check, do you know why for instance mine is like 500 dollars less?

    1. Thank you for your question, it is the same criteria as the original checks that went out earlier this year however the previous ones were for $1200 and this round is for $600.
      The full details for how the payments are calculated can be found on the IRS website at http://www.irs.gov

  2. We have moved & changed banks since the previous stimulus checks went out. How will we get this one?

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  3. Will funds be deposited on the same eip card we received the first stimulus payment or will we receive a new eip card??

  4. I received a paper check the first time when will i receive the second one the irs dont have the portal up to check it and will i recieve a paper check this time as well

    1. Thank you for your question, the IRS website says if you received a paper check last time you will receive either a paper check or a debit card this time.

  5. What if u dont have the same bank acct that the last package was direct deposited in? Because i had to get a new bank acct. Is there any way you can set up your new bank acct so u can get direct deposit next time

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  6. If the first stimulus came on a eip card will the second stimulus come on that same card or will I need to keep a look out for a new card in the mail.

    1. Thank you for checking, according to the IRS website it would be a new debit card or paper check this time.

    1. Thank you for your question Lesha, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  7. If we receive an EIP Debit Card, will the card be reloaded in particular or we should expect to receive a brand new card?

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  8. What if you did get direct deposit the first time.but the account is now closed. How long will checks take?

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  9. Does the routing number and account number change when I get a bank card change?? Cus the IRS had my account information nd I had to change my card number only due to fraud.. someone tried using my bank card without my authorization.. please let me know, thank you.

    1. Thank you for your question Dulce, at most financial institutions like Educators Credit Union if you need a new debit card number that does not change your account number so all routing information remains the same.

  10. If you no longer have the same account that the first stimulus was deposit will it be mailed out to you?

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  11. So based on what I understand from this is that since I got a physical check from cares act. The irs page will be up too late for me to try to get my bank info to them?

    1. Thank you Jordan, based on what the IRS website says if you got a paper check last time you’ll get another paper check or debit card this time.

  12. If my Wells Fargo account has changed. I close one account and opened a new account. Will Wells Fargo reject payment on closed account ?? Will IRS mail me the $600 dollar check ?

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  13. I had direct deposit with the first check. My account was closed. How will get the second one? And when? Can I add another direct deposit to get it faster?

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  14. If you had a stimulus card from last time..will the new payment deposit on that card too?

    1. Thank you for your question, the IRS website says you will get a new card or a paper check in the mail.

    1. Thank you for your question, the IRS website says if you received payment with a debit card last time to expect a new debit card or paper check this time.

    1. Thank you for your question Jimmy, the IRS website will have a payment tracker on their website later this week or next week.

  15. What happens if you don’t have the same account when the first check came to anymore. I tried to update my account information but it was rejected. The account I had was closed by the bank . Do I have to wait for a check now. Or am I screwed .
    Your truly a essential worker living check to check

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, if you received a debit card last time you will either receive a new debit card or a paper check this time.

  16. If I had to close my old account and re open a new one with the same bank, is that going to affect my deposit?

    1. Thank you for asking Alex, here is what the IRS website says:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  17. I had direct deposit for first stimulus . Would I automatically get a paper check if my account was closed?

    1. Thank you for your question, here is what the IRS website says:

      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  18. I received my 1st stimulus check by direct deposit. That account is now closed. Will I receive my check by mail?

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  19. My bank account information has changed, and the one on file is closed. Will the IRS be made aware as soon as they send it, or will it have 2be rejected, sent back to the IRS, then mailed?

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  20. I don’t have the same bank account now that I did when I got the first stimulus..how will I get mine

    1. Thank you for your question, here is what the IRS website says:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, here is what the IRS website says:
      Payments are automatic for eligible taxpayers
      Payments are automatic for eligible taxpayers who filed a 2019 tax return, those who receive Social Security retirement, survivor or disability benefits (SSDI), Railroad Retirement benefits as well as Supplemental Security Income (SSI) and Veterans Affairs beneficiaries who didn’t file a tax return. Payments are also automatic for anyone who successfully registered for the first payment online at IRS.gov using the agency’s Non-Filers tool by November 21, 2020 or who submitted a simplified tax return that has been processed by the IRS.

    1. The IRS website says the following: For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. According to the IRS: For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, the IRS will be adding a track my payment feature on the IRS website this week.

  21. If mine came digital last time and I had to close that account due to fraud. How will mine come this time?

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

  22. I have the same bank but a different checking account number from the first one, what do i need to do to get the deposit

    1. Thank you for your question, here is what the IRS website says about this:
      How will the IRS know where to send my payment? What if I changed accounts?
      The IRS will use the data already in our systems to send the new payments. Taxpayers with direct deposit information on file will receive the payment that way. For those without current direct deposit information on file, they will receive the payment as a check or debit card in the mail.

    1. Here is what the IRS provides on the http://www.irs.gov website:
      Payments are automatic for eligible taxpayers who filed a 2019 tax return, those who receive Social Security retirement, survivor or disability benefits (SSDI), Railroad Retirement benefits as well as Supplemental Security Income (SSI) and Veterans Affairs beneficiaries who didn’t file a tax return. Payments are also automatic for anyone who successfully registered for the first payment online at IRS.gov using the agency’s Non-Filers tool by November 21, 2020 or who submitted a simplified tax return that has been processed by the IRS.

  23. I got the first stimulus round direct deposit. I still qualify and have the same account but no second stimulus. Online it says “not enough info” or “not eligible”. Is there still waves of direct deposit coming?

    1. Thank you for your question, that is correct. The Get My Payment portal may not be accurate at this time on the IRS website and there likely will be multiple waves of direct deposits.

  24. Hi is there a chance that I will get a card or paper check if I had direct deposit for 1 check? My bank info hasn’t changed, there is no reason I shouldn’t get a check but it hasn’t arrived and get my portal says it may being worked on

    1. Thank you for your question the “Get My Payment” portal may not be accurate at this time. There may be several waves of direct deposits, otherwise if you do not receive a direct deposit you should receive a debit card or paper check. For the latest information, we recommend following http://www.irs.gov

  25. I don’t have direct deposit or a bank account and I received a paper check for the first stimulus but the get my payment took says my payment was schedule to be deposit to bank account but I do not have a bank account what’s that mean?

    1. Good morning Brytney, the Get My Payment information may not be accurate at this time. The IRS website says that if you received a paper check for the first stimulus, you will receive a paper check or debit card for the stimulus this time.

  26. Many people I know have recieved their checks already. last time my husband and I had paper check mailed to our home. Will that be done this time?And when can we expect it?

    1. Hello Janice,
      Please check with the IRS regarding check arrival timelines. Unfortunately, we do not have that information.

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