Fraud Alert: Look out for scammers trying to contact you through text messages, emails and phone calls. Giving out personal or financial information may cause you to suffer a financial loss. Only log in from the Educators Credit Union Mobile Banking app or directly on our official website (

Eight Ways to Protect Yourself From Text Scams

Woman texting

The easiest way for a fraudster to get in touch with you is through your phone. Most people have their phone on them 24/7 and will look at any notifications that buzz in their pocket. Because of this, it’s more important than ever to be cautious when you get a mystery message to your phone.

So, how do you keep yourself safe from these scam attempts? Follow these eight tips.

  • Delete text messages that ask you to confirm or provide personal information.
  • Don’t reply, and don’t click on links provided in the message.
  • Treat your personal information like cash.
  • Report spam texts to your carrier by forwarding them to 7726 (SPAM), free of charge.
  • Review your cell phone bill for unauthorized charges and report them to your carrier.
  • Call your carrier’s customer service number (usually 611) and instruct them to “Block all text messages sent to you as email” and “Block all multimedia messages sent to you as email.”
  • Check with your mobile provider about other options to block future spam messages.
  • Set up and use a free email account that’s only for things like promotions, contests, and the like.

Follow these steps and you’ll avoid giving scammers access to your information. Watch for more security tips on!

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