Protecting Yourself From Phishing

Most of us have heard of phishing. It’s one of the most common types of fraud because most everyone has an email. Phishing is when an email sender tries to trick you into giving out your person information. Often, it involves a fraudster pretending to be someone you trust.

To protect yourself from phishing:

  • Don’t send personal and financial information via email. Educators Credit Union offers a secure chat in Online Banking that is safe, unlike sharing account information via email.
  • Avoid writing any company that requests that you send them private financial or personal information via email.
  • Be careful when unsubscribing to newsletters you never subscribed to. If you don’t specifically remember subscribing to a newsletter, you are better off just blocking the sender.
  • If you accidentally open a phishing email, do not reply or click on the link in the email. If you want to verify the message, manually type in the URL into your browser.

There are a few common signs that an email is a phishing attempt. Watch out for the following:

  • A logo that looks distorted or stretched.
  • Email that warns you that an account of yours will be shut down.
  • An email threatening legal action.
  • Email which comes from an account similar, but different from, the one the company usually uses.
  • An email that claims ‘Security Compromises’ or ‘Security Threats’ and requires immediate action.
  • Review the signature. Legitimate businesses always provide contact details.
  • The hyperlinked address is different from the address that is displayed
  • The email asks you to make a donation.
  • You didn’t initiate the action of the email subject.

By using extra caution, you can keep your information safe. Please be cautious. If you get an email from an organization and think that it’s fraud, contact that organization using a trusted website or phone number. Don’t use the contact information you find in the email.

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