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Get Up to $165 for Using Your Account in 2020

Member Loyalty

Educators Credit Union is bringing Member Loyalty back in 20201! There are some important changes we want you to know about the 2020 program.

Member Loyalty is Educators Credit Union’s way of thanking members for their commitment to our organization. When members use products and services at the credit union, it helps our efforts to support our community through donations, financial literacy in our schools and partnerships with non-profits.

To start building your reward this year, you’ll need an Educators Credit Union checking account and to make at least five withdrawals per month from any share linked to your account (savings, checking, credit, etc.). Withdrawals can be any combination of a:

  • Debit or credit card purchase.
  • Check withdrawal.
  • Automatic payment.
  • Bill Pay.
  • ATM withdrawal.

Also, minors can earn a $25 Member Loyalty reward if they have a $100 account balance on Nov. 302.

Once you check off everything from the list above, you will start earning! You can earn up to $165 for your loyalty in 2020. We break down how you’ll build your Member Loyalty at


1Educators Credit Union members will receive one Member Loyalty reward per primary account holder social security number. A member can only receive one reward. Business accounts are eligible if their account uses an Employer Identification Number, not a social security number that is already linked to another Educators Credit Union account. The account earns a reward each month and stops earning rewards on Nov. 30, 2020. Rewards will be in members’ accounts on Dec. 1, 2020. The account must be in good standing on Nov. 30, 2020, to receive the reward. An account is not in good standing if its checking account has been negative for more than 35 days or a loan is overdue for payment by 30 days or more. You can earn one monthly reward per service listed. For example, if you have multiple auto loans or leases, it will count as one service. Other restrictions apply. Annual Percentage Yield for Educators Credit Union’s base checking account is 0.01%. The minimum to earn the APY on a checking account is $2,500. The rate may change after the account is open. Rate is accurate as of Jan. 1, 2020.
2Minors will get $25 in their account if they have $100 in their savings on Nov. 30 unless they have earned the standard Member Loyalty reward and it is more than $25.

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