Let’s be honest, sometimes New Year’s resolutions can be a flop. Most of us make big plans to lose weight, save money, eat healthier or get rid of any bad habits. Educators wants to make at least one of your resolutions easier on you so that you can achieve the financial goals you’ve set for yourself.
Our Change Up savings is like an electric coin jar hooked up to your checking account and debit card. If you run your debit card as a credit transaction, the purchase amount is rounded up to the nearest dollar, and the change from the purchase is deposited directly into your Change Up savings. For example, if you purchase something for $19.50, $20.00 will be taken out of your checking, $19.50 will go to the merchant, and $0.50 will be deposited into the Change Up savings.
Want another helpful tip? Personally, I go into my online banking and hide my Change Up savings from my dashboard. This way, the share is not on my radar to transfer. I tend to forget it exists for a while and then when I do let myself look at it I am always shocked! I love saving without even realizing I’m doing it!