5 reasons to get an Educators Visa® card

Having a credit card is almost a must-have in today’s world — for renting a car, booking a hotel room, paying for gas, even. It’s even a safety measure — if you’re credit card is used fraudulently, you aren’t out money. If you lose cash, that money is gone.

Here are five reasons that you should choose Educators Visa® to have in your wallet.

  1. Local decisions, local answers
    Educators Credit Union is a local financial institution. When you apply for a credit card, the decision is made locally. And if you have any questions or problems with your Educators Visa®, you will contact someone at Educators.
  2. Low rates
    Educators credit card rates start at 6.25% annual percentage rate, and if you pay off your balance each month, there is a 25-day no interest grace period on new purchases.
  3. No annual fee, no cash advance fee
    Educators Visa® cards don’t have an annual fee, or fees for cash advances. That saves you money.
  4. Access to account with Educators app
    All of your Educators accounts, including your Educators Visa® card, can be accessed through the Educators app. Search “Educators WI” in iTunes app store and the Google Play store.
  5. Double Points through the end of 2014
    Any credit card worth its limit will offer rewards — cash back, airline miles, something. Educators Visa® offers Points for Perks, a reward program that offers 1 point for every dollar spent using your Educators Visa® credit card. Points can be redeemed for travel, hotel stays, gift cards to retailers, cash and discounts and promotions on Educators products and services. If you open a new Educators Visa® before the end of November, you’ll earn double Points for Perks through the end of the year. That’s a lot of rewards to be earned.